✨ If money is TIGHT, you need to take the time to negotiate your expenses. Let’s keep more money in our pockets! ✨I cannot stress this enough, negotiate those bills. It doesn’t matter if you’re in a contract or if you initially joined on a sale price. There is always a better rate available, and if you ask for it, you will get it!! ✨Companies do not want to see you leave and go to a competitor, they will ALWAYS work with you. ✨If you don’t hear what you want from billing, request to speak with someone in the RETENTION department. ✨ I always negotiate all of my bills for better rates. You will be surprised how much money you can save. . . . . . . . . #negotiatingskills#negotiate#savemoney#earnednotgiven#earnedincometaxcredit#incomestreams#incometax#incometips#personalfinance#financialliteracy#financialliteracycoach#wealthcoaching