✨️The Real Veronika ✨️

House hacking baby! And I didn't mean to say etcetera because it stops at a 4-plex per FHA guidelines. I know the info was all over the place but the premise is: •Buy a multi-family property of up to 4 units with an FHA loan with 3.5% down •A percentage of the potential rental income is used along with your personal income to calculate your DTI (debt-to-income ratio) to determine how much you qualify for •Live in one unit (as required) for 1 year and rent out the rest •After 1 year, rent out your unit and purchase a single family home or whatever home works for you and your needs! Do you research, talk to you lender, and make it happen! #fyp #TikTokLearningCampaign #learning #househacking #firsttimehomebuyer

PSA....Invest in your company's social media! In today's world, that is a must. Even if you start small and don't get much engagement initially, keep at it. Post quality, well written, authentic content #fyp #socialmedia #SmallBusiness #TikTokLearningCampaign #learning #advice

Small business owners especially need to know about this tax hack! #fyp #TikTokLearningCampaign #learning #SmallBusiness #finances

Someone recently reminded me of the original version of this. I re-created one of my earliest videos for those who are new to my page! Enjoy! *No one was harmed in the making of this video* 😅😅 #therealveronika #customerservice #fafo #fyp

Believe me or don't but I have 6 pair of JLab headphones 🙈 the Go Lux line is my favorite. Not only are they completely noise canceling but they also let you hear everything around you super clearly (for the nosey people out there a.k.a. Me) 😅😅 They're stylish, functional, and much more affordable than the other guys 🤑 #fyp #jlab #jlabgolux #headphones

You know your girl V is all about her lipsticks 😍 this color is gorgeous and goes on so smooth! #fyp #lipstick #Maybelline

I wish I could've uploaded the entire hour long video😅😅 we had SO much fun playing this game! #fyp #GameNight #familygamenight #familytime

I make these skits so people can hear, from the outside looking in, what they sound like when they allow their entitlement take over. And being rude to the rep helping you when they're not the ones that make the rules in the first place is CRAZY WORK! CSRs, what has been your most difficult caller? Mine was a girl who called in, she had just broken up with her boyfriend and was no longer going on the trip, when I told her there was a fee, she starting screaming, like a death scream and cursing and calling me every name in the name in the book. I waited and asked if she still wanted to cancel....which sent her into another spiral 🤦🏾‍♀️#fyp #customerservice #callcenter #skit

This is always a hot topic. Have you ever actually researched the origins of tipping? Fact of the matter is, corporations will always find ways to screw the little people, i.e. us. They will turn us against each other and have us blaming each other for a problem THEY created. We have to be smarter as a society and stop allowing them to be the puppet masters. I don't care how much they spend on purchasing food, liquor etc. those are costs of doing business. Every other industry has expenses too, and they're required to pay their employees, so why do large restaurant chains get a free pass? What are your thoughts? For the record, I tip, but I don't like the system. #fyp #tipping #tippingculture #skit

Now you guys know I don't promote anything I don't personally use...well let me tell you something!!!! This makeup travel bag has beena lifesaver! I even use it on the plane right before we land so I can look impossibly refreshed after a long flight! #behaesty #fyp #travel #tiktokshop #makeup

This didn't happen to me as I am not a realtor, one of my followers commented about this happening to her. You are completely free to use the realtor of your choice, don't get me wrong, but if someone isn't your first choice when it comes to supporting their business, then they shouldn't be your first choice when you need help either. Call the realtor you used or a moving company. #fyp

This has actually happened to me twice. People I considered friends got married, didn't invite me yet had the audacity theu bought on sale to ask me for a buddy pass #fyp

That time I sent a text to the wrong person 😩😩 tell me I'm not the only one 🙃 #fyp #storytime

Day 4 of Learning with V! The same goes for a down payment on a house. If you can give 20% and avoid PMI, great....but don't give 25% or 30%, the difference would be extremely miniscule. Instead, either put it towards repairs, principle, or investments and make your money grow. There's a reason rich people still finance their stuff- liquid cash is gold. #TikTokLearningCampaign #fyp #learning #advice