Homebuyer tips: 3 ways you can buy a home with ZERO down payment. USDA LOANS- Requirements Location-must be in an eligible rural or suburban area Low debt- Your total debt-to-income ratio (DTI) must be no more than 41%. NO down payment – Finance 100% of your home NO maximum loan amount in Washington. NO assets needed to qualify Flexible credit guidelines Competitive, fixed interest rates so payments do not increase USDA Loans are for new and existing properties VA LOANS active-duty servicemembers and veterans, though in special cases military spouses may also qualify. DOWN PAYMENT ASSISTANCE (FHA/CONVENTIONAL LOAN 620+ credit score Household income must be under $180,000 Link in my bio if you want to see if you quality.
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