PLEASE READ 👇 1. Need minimum 680 credit score 2. Ideally 1 year of prior credit history preferred 3. No prior charges off debt with them 4. Little to no derogatory accounts 5. Very few recent inquiries IMPORTANT - There is no one size fits all answer. People can get approved for denied for all different reasons but the most important thing is to make sure your bills are paid on time every month to avoid a low credit score.
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