Unlock the secrets to improving your credit report with Dustin the Credit Geek from Rocket Financial Services! In this video, Dustin explains how we successfully removed 11 collections from a client’s credit report using a strategic approach. Discover the power of disputing collection accounts directly with the credit bureaus, and why it’s more effective than you think. When navigating your credit report, spotting errors is crucial. Dustin walks you through common mistakes found in collection accounts, such as mismatched open dates and incorrect Dates of Last Activity, which can vary between TransUnion, Experian, and Equifax. These inaccuracies aren’t just simple errors—they’re opportunities to challenge and potentially remove collections from your credit report. Dustin also shows you how to leverage discrepancies like incorrect status (open vs. closed) and varying balances. These issues not only cast doubt on the collection’s validity but may also violate your rights under the Fair Credit Reporting Act (FCRA), giving you a path to dispute and even claim damages. Watch the video, and follow for more tips on taking control of your credit!
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