Think You Can’t Buy a Home? Think Again. One of the biggest misconceptions we see is that people don’t think they can qualify for a mortgage. Whether it’s doubting their credit or thinking they need 20% down, these myths stop so many potential homeowners in their tracks. Here’s the reality: many people who believe their credit isn’t good enough are actually in the high 600s—a range that’s moderate to good. And needing 20% down? That’s outdated. There are programs that allow for much lower down payments, making homeownership more accessible than you might think. On the flip side, there are those who assume they can qualify with no money down or low credit, and unfortunately, that’s not always the case. The key is knowing where you stand and what’s possible. Catch the full conversation on Episode 104 of the podcast, available now on Spotify, Apple Podcasts, or wherever you listen. @winans.jordan11
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