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#SmartMoneyMoves encompasses savvy financial strategies, budgeting tips, investment advice, and debt management hacks. Learn to save, grow wealth, and make intelligent financial decisions for a brighter future.
Planting financial seeds early so that I can use them as my retirement… just kidding; but let’s normalize teaching kids about money #SmartMoneyMoves #RaisingWealthyKids  #BetterMoneyHabits
It’s not an income problem, or even a spending problem. It’s knowing how to save money in the right areas so you have more money to use where it matters.  Comment “SAVE” if you made decent money and want a clear plan to spend smarter, ditch debt, and use your money for what truly matters.  #money #debtfree #smartmoneymoves #grocery #grocerytok #grocerytips #groceryhack #grocerysavings #mealprep #meaplan #foodprep #freezermeals #dinner #familymeal #money #moneytips #moneytok #moneysaver
If you really want to take your finances to the next level, start with financial literacy, not shortcuts. Too many people fall for strategies that sound good but can leave them drowning in debt. Before you open a credit card, open a book. The best investment you’ll ever make is in your financial education. #SmartMoneyMoves #FinancialLiteracy #GetUpleveled Credit(IG): Myron Gaines - myrongainesx Wealthycap SF0512
1️⃣ $200 into an S&P 500 ETF – Invest in 500 top U.S. companies with VOO, SPY, SPLG, or IVV for steady long-term returns.  2️⃣ $100 into a Nasdaq 100 ETF – QQQ or QQQM give you exposure to high-growth tech stocks like Apple, Microsoft, and NVIDIA.  3️⃣ $100 into a High-Dividend ETF – SCHD or VYM help generate passive income while your money grows.  4️⃣ $50 into a Money Market Fund or HYSA – Keep some cash safe and earn interest with a high-yield savings account or money market fund.  5️⃣ $50 into an Individual Stock or REIT ETF – Take a small risk with a blue-chip stock (AAPL, MSFT) or real estate ETF (VNQ) for diversification.  🔥 Want more investing ideas? Comment "BLOSSOM" and I’ll send you my full portfolio for FREE! -Steve Follow @calltoleap for investing videos! Follow me @calltoleap to learn more things like this about money!  @calltoleap @calltoleap @calltoleap Make sure you check out my next beginners investing master class March 4th at 5:30 PM PT the link to sign up is in my bio! 🔥 #InvestingForBeginners #StockMarket #SmartMoneyMoves #PassiveIncome #FinancialFreedom
Swipe to see the steps you need to take. 💵 1️⃣ Choose a Brokerage – Open an account with platforms like Vanguard, Fidelity, or Charles Schwab. Look for low fees and good investment options to make the most of your money. 2️⃣ Fund Your Account – You can start with as little as $50, but aim to contribute regularly. The annual limit is $6,500 ($7,500 if 50+), and the more you invest now, the more it grows over time! 3️⃣ Invest Wisely – A Roth IRA isn’t just a savings account—it’s an investment vehicle. Choose ETFs, index funds, or dividend stocks to maximize growth. The earlier you invest, the more tax-free gains you’ll enjoy! 💡 Still confused about how to open a Roth IRA? Join my next beginners investing livestream. Comment SIGNMEUP and I’ll send it over! - Steve Follow @calltoleap for investing videos! Follow me @calltoleap to learn more things like this about money! @calltoleap @calltoleap @calltoleap Make sure you check out my next beginners investing master class March 4th at 5:30 PM PT the link to sign up is in my bio! 🔥 #RothIRA #TaxFreeWealth #InvestForYourFuture #RetirementPlanning #SmartMoneyMoves
Two life insurance policies for the price of one?! Most people don’t think about what happens if the person without life insurance passes away. If it took two people to qualify for the mortgage, how will the surviving person afford it alone? Here’s a game-changing strategy: Instead of one expensive policy, use a ladder strategy—breaking it into 10-year, 20-year, and 30-year terms. This cuts costs in half while covering both partners. $20,000 vs. $10,500? That’s a $9,500 savings! Tell your life insurance agent: “I want mortgage protection with the ladder strategy.” Need a recommendation? I left the info for you right here. Tag someone who needs to hear this & share this post!  @moneybusinessmanny  #LifeInsurance #MortgageProtection #FinancialStrategy #HomeBuying #WealthBuilding #SmartMoneyMoves@Minhs2Cents
Thinking about opening a high-yield savings account? Here are 4 key things you need to know before you start saving! 1️⃣ Higher Interest Rates – Earn way more than a regular savings account, helping your money grow faster. 2️⃣ FDIC Insured – Your money is safe and protected, unlike investments that carry risk. 3️⃣ Withdrawal Limits – Some banks limit transfers and withdrawals per month, so check the fine print. ⚠ 4️⃣ Rates Can Change – Interest rates fluctuate based on the economy, so always stay updated. 💡Want a list of my favorite high-yield savings accounts? Comment BEST HYSA and I’ll send them over! 💡 - Steve Follow @calltoleap for investing videos! Follow me @calltoleap to learn more things like this about money! @calltoleap @calltoleap @calltoleap Make sure you check out my next beginners investing master class March 4th at 5:30 PM PT the link to sign up is in my bio! 🔥 #SmartMoneyMoves #FinancialFreedom #SaveMore #MoneyManagement #WealthBuilding #highyieldsavings
💰 Struggling to make your paycheck last? You need to do these things today. 1️⃣ 50/30/20 Rule – 50% to needs, 30% to wants, 20% to savings/investing. 2️⃣ Zero-Based Budgeting – Give every dollar a job so none goes to waste. 3️⃣ Pay Yourself First – Automate savings before spending to build wealth faster. 4️⃣ Use Budgeting Apps – YNAB, Rocket Money, and PocketGuard keep your finances on track. 📱 5️⃣ Track & Adjust – Review monthly & tweak to stay aligned with your goals. 💡Want my Money Cheat Sheet to help you stay on track? Comment "CHECKLIST" and I’ll send it your way! 💸⬇️ - Steve Follow @calltoleap for investing videos! Follow me @calltoleap to learn more things like this about money! @calltoleap @calltoleap @calltoleap Make sure you check out my next beginners investing master class March 4th at 5:30 PM PT the link to sign up is in my bio! 🔥 #BudgetLikeAPro #SmartMoneyMoves #FinancialFreedom #SaveMore #MoneyManagement #WealthBuilding
If you met yourself 20 years from now, would they thank you or regret your choices? I used to fear retirement—worried about burdening my kids. But now, my future is secure, and theirs is too. The only thing scarier than planning for the future is not planning for it. Let’s change that. Click the link in my bio! #RetireEarly #FinancialFreedom #WealthPlanning #SecureYourFuture #GenerationalWealth #SmartMoneyMoves
Starting your emergency fund from zero? Don’t worry, it’s easier than you think! Here’s how to create a safety net for whatever life throws your way 👉 1️⃣ Set a Goal – Start by aiming for a small, achievable amount like $1,000. This can cover minor emergencies. Once you hit that, work towards building 3-6 months’ worth of expenses. 2️⃣ Automate Your Savings – Set up automatic transfers to a high-yield savings account. Start with 10% of your paycheck and adjust as you go. 3️⃣ Cut Unnecessary Expenses – Look for ways to cut back—like dining out less, canceling unused subscriptions, or finding cheaper alternatives to daily spending. 4️⃣ Increase Your Income – Find side gigs, freelance work, or sell unused items to increase your savings. Stuck with a savings account that only gets 0.01%? Switch to one with a higher APY! Comment "BEST HYSA" and I’ll send you my top picks. 💡 - Steve Follow @calltoleap for investing videos! Follow me @calltoleap to learn more things like this about money! @calltoleap @calltoleap @calltoleap Make sure you check out my next beginners investing master class March 4th at 5:30 PM PT the link to sign up is in my bio! 🔥 #EmergencyFund #FinancialSecurity #SmartMoneyMoves #hysa
If you missed yesterday’s post on how we’re building a $1 million portfolio for our kids, you can at least follow Freddie’s example. Otherwise it’ll be too late if you start when others’ are chilling.  #smartmoneymoves #bettermoneyhabits #dcinfluencer #financialliteracy
One year ago, my husband passed away, and I stepped away from social media to grieve, reflect, and decide how to move forward.  Losing him reshaped my life—and my finances. I stopped budgeting, felt lost with my future plans, and learned firsthand how grief impacts money management. It wouldn’t feel right to continue creating content without sharing this chapter of my journey. But now, it’s time to get back to it. Because if I’ve learned anything, it’s that life throws unexpected challenges our way, and having a financial safety net matters more than ever. Here’s what you can expect from me moving forward: ✅ How grief affects spending & saving ✅ Steps I’m taking to get my finances back in order  ✅ Budgeting & money management for life’s curveballs ✅ Transparent conversations about the cost of losing a loved one If you’ve ever felt lost financially due to life’s hardships, you’re not alone. 💛 Let’s navigate this journey together. 🔔 Follow for personal finance tips, budgeting strategies, and real-life money lessons. ##PersonalFinance##BudgetingTips##FinancialFreedom##MoneyMatters##GriefSupport##FinancialResilience##MoneyManagement##EmergencyFund##LifeAfterLoss##FinancialWellness##MoneyMindset##GriefJourney##SmartMoneyMoves##FrugalLiving##FinanceForWomen
Slim Chic Cash Zippy Wallet Effortlessly stylish and designed for smart budgeting, the Slim Chic Cash Zippy Wallet is your go-to for keeping cash, cards, and essentials secure. Crafted from sleek, textured material with a smooth gold zipper, this wallet combines elegance with everyday functionality.#CashStuffing #BudgetingInStyle #SmartMoneyMoves #DebtFreeJourney #SaveWithStyle #CashEnvelopeSystem  #SlimChicWallet #SafetyCityChic #BudgetWithStyle #SmartSpending #WalletGoals #saffiano
Everyone talks about passive income like it's the ultimate goal. But what if you've been thinking about it all wrong? There's a smarter way to build wealth-and it has nothing to do with escaping the rat race. Get a free copy of my book at: http://jerryfetta.com/b2f #PassiveIncome #SmartMoneyMoves #FinancialControl #MoneyMindset #BuildingWealth #FinancialFreedom #FinancialJourney #FinancialLiteracy #FinancialGoals
What are you going to do with your portion of the money?! #DebtFreeJourney #FinancialFreedom #PayOffDebt #DebtFreeCommunity #MoneyGoals #CreditCardDebt #SmartMoneyMoves #MortgagePayoff #WealthBuilding #DebtSnowball #DebtAvalanche #BudgetingTips #FrugalLiving #SaveMoneyLiveBetter #FinancialIndependence #PersonalFinanceTips #SideHustleIncome #MoneyMatters #InvestInYourself #MillionaireMindset #HomeownershipGoals #MortgageFree #CreditScoreBoost #MoneyManagement #DebtPayoffPlan #doge #stimulus #stimuluscheck #greenscreen
Not all courses are bad. Not every coach is a scam. But here’s the catch… The Hope Trap works by making you believe there’s a secret you don’t know—one they’ll only reveal if you buy their course. Spoiler alert: That “secret” is usually stuff you could’ve found online for free or something so basic it won’t actually help you succeed. A good course or coach gives real, actionable skills upfront—not just breadcrumbs leading to another upsell. Before you spend a dime, ask yourself: ❌ Are they selling hope or a skill? ❌ Is there proof beyond cherry-picked testimonials? ❌ Can I apply what they teach without needing more upsells? Don’t let hope drain your wallet. Do your research. #HopeTrap #SideHustleReview #OnlineCourses #SmartMoneyMoves #NoMoreScams
Here’s how to file your taxes for FREE with Step! 💰📑 It’s quick, simple, and ensures you get your maximum refund. And the best part? When you direct deposit your refund into your Step account, you’ll be automatically entered for a chance to win $1,000! 💸 Five lucky filers will take home the cash! How to enter: ✔️ File your taxes for free with Step. ✔️ Direct deposit your state and federal tax refunds into your Step Account by April 29, 2024. ✔️ Kick back and start thinking about how you’d spend your winnings! Winners will be chosen at random, and the prize will be deposited directly into their Step accounts. Good luck & happy filing! 🎉 Hit the link in bio for more details! 🔗 #TaxSeason #FileForFree #StepBlack #SmartMoneyMoves
Taxes can make or break your money. For years, I just went through the motions Filing, waiting, and hoping for a refund. But then I realized… the people who win tax season aren’t just lucky. They understand the system. They know how to legally keep more of their paycheck. They know which deductions and credits work in their favor. They know how to plan ahead so they’re never caught off guard. And once I started applying those same strategies, everything changed. More money stayed in my pocket. Less stress. No surprises. Most people overpay in taxes simply because they don’t know what they’re missing. Don’t be one of them. 📲 Click the link in my bio for financial literacy tools to help you take control of your money, starting today! Recipe from @alissanguyen_ 🍱 #SmartMoneyMoves #TaxSeason #BuildWealth #MoneyManagement #FinancialEducation #WealthMindset #SideHustleSuccess #EntrepreneurMindset #MoneyGoals #BossMindset #DebtFreeJourney #WomenWhoInvest #financialfreedom
New year same message. Be smart with your tax returns. Use them to pay off old bills, build up that emergency fund or use it to invest in your future. Stop buying all the kids the new mikes for the first few months until that money runs out. #DebtFreeJourney #FinancialFreedom #PayOffDebt #DebtFreeCommunity #MoneyGoals #CreditCardDebt #SmartMoneyMoves #MortgagePayoff #WealthBuilding #DebtSnowball #DebtAvalanche #BudgetingTips #FrugalLiving #SaveMoneyLiveBetter #FinancialIndependence #PersonalFinanceTips #SideHustleIncome #MoneyMatters #InvestInYourself #MillionaireMindset #HomeownershipGoals #MortgageFree #CreditScoreBoost #MoneyManagement #DebtPayoffPlan
Replying to @MizzKay it’s easier than what you think. It’s just takes a little time to search on YouTube and investing that time in your self to fix it. Stop being lazy and letting people over charge you for something you can do for free. 💯 #DebtFreeJourney #FinancialFreedom #PayOffDebt #DebtFreeCommunity #MoneyGoals #CreditCardDebt #SmartMoneyMoves #MortgagePayoff #WealthBuilding #DebtSnowball #DebtAvalanche #BudgetingTips #FrugalLiving #SaveMoneyLiveBetter #FinancialIndependence #PersonalFinanceTips #SideHustleIncome #MoneyMatters #InvestInYourself #MillionaireMindset #HomeownershipGoals #MortgageFree #CreditScoreBoost #MoneyManagement #DebtPayoffPlan
Valentine’s Day isn’t just about romance. It’s about love. And that includes 𝐒𝐞𝐥𝐟-𝐋𝐨𝐯𝐞. When you have financial freedom, you don’t have to wait for someone to spoil you. You don’t have to hope that someone gets it right. You can walk into any store, book any trip, buy yourself 𝘌𝘹𝘢𝘤𝘵𝘭𝘺 what you want because you built a life where that’s 𝘕𝘰𝘳𝘮𝘢𝘭. That’s the real flex. Not just having money. But having 𝐎𝐩𝐭𝐢𝐨𝐧𝐬. Having 𝐂𝐨𝐧𝐭𝐫𝐨𝐥. Knowing that your happiness, your experiences, and the way you show up for yourself are never dependent on someone else’s wallet. That’s why I do what I do. Because when you understand how to build credit the right way… when you know how to make money without a 9-5 draining your soul… when you can afford the life you actually want 𝐰𝐢𝐭𝐡𝐨𝐮𝐭 𝐝𝐞𝐛𝐭 𝐝𝐫𝐚𝐠𝐠𝐢𝐧𝐠 𝐲𝐨𝐮 𝐝𝐨𝐰𝐧 everything changes. So if you’re tired of waiting for someone else to make life special for you, start investing in yourself today. Click the link in my bio for step-by-step guides on: ✅ Building your credit so you never need a cosigner again ✅ Getting out of poverty and making real money ✅ Affording school 𝘸𝘪𝘵𝘩𝘰𝘶𝘵 drowning in student loans ✅ Becoming your own boss and creating multiple streams of income ✅ Managing finances in a relationship (so you never feel stuck with someone over money) Because the best Valentine’s Day gift? Is knowing you can have 𝘞𝘩𝘢𝘵𝘦𝘷𝘦𝘳 you want on your own terms. — 𝘋𝘪𝘴𝘤𝘭𝘢𝘪𝘮𝘦𝘳: 𝘛𝘩𝘪𝘴 𝘷𝘪𝘥𝘦𝘰 𝘸𝘢𝘴 𝘧𝘪𝘭𝘮𝘦𝘥 𝘪𝘯 𝘢 𝘤𝘰𝘯𝘵𝘳𝘰𝘭𝘭𝘦𝘥, 𝘭𝘦𝘨𝘢𝘭 𝘦𝘯𝘷𝘪𝘳𝘰𝘯𝘮𝘦𝘯𝘵 𝘸𝘪𝘵𝘩 𝘢𝘭𝘭 𝘯𝘦𝘤𝘦𝘴𝘴𝘢𝘳𝘺 𝘴𝘢𝘧𝘦𝘵𝘺 𝘱𝘳𝘦𝘤𝘢𝘶𝘵𝘪𝘰𝘯𝘴 𝘪𝘯 𝘱𝘭𝘢𝘤𝘦. #ValentinesDay #SelfLove #FinancialFreedom #TreatYourself #MoneyMindset #WealthBuilding #AbundanceMindset #FinancialIndependence #BossMentality #SmartMoneyMoves #levelup #EntrepreneurLife #BreakGenerationalCurses #MoneyMoves #ManifestSuccess #DreamBigWorkHard #NoExcuses #BuildYourFuture #SuccessHabits #makeithappen
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Valentine’s Day isn’t just about romance. It’s about love. And that includes 𝐒𝐞𝐥𝐟-𝐋𝐨𝐯𝐞. When you have financial freedom, you don’t have to wait for someone to spoil you. You don’t have to hope that someone gets it right. You can walk into any store, book any trip, buy yourself 𝘌𝘹𝘢𝘤𝘵𝘭𝘺 what you want because you built a life where that’s 𝘕𝘰𝘳𝘮𝘢𝘭. That’s the real flex. Not just having money. But having 𝐎𝐩𝐭𝐢𝐨𝐧𝐬. Having 𝐂𝐨𝐧𝐭𝐫𝐨𝐥. Knowing that your happiness, your experiences, and the way you show up for yourself are never dependent on someone else’s wallet. That’s why I do what I do. Because when you understand how to build credit the right way… when you know how to make money without a 9-5 draining your soul… when you can afford the life you actually want 𝐰𝐢𝐭𝐡𝐨𝐮𝐭 𝐝𝐞𝐛𝐭 𝐝𝐫𝐚𝐠𝐠𝐢𝐧𝐠 𝐲𝐨𝐮 𝐝𝐨𝐰𝐧 everything changes. So if you’re tired of waiting for someone else to make life special for you, start investing in yourself today. Click the link in my bio for step-by-step guides on: ✅ Building your credit so you never need a cosigner again ✅ Getting out of poverty and making real money ✅ Affording school 𝘸𝘪𝘵𝘩𝘰𝘶𝘵 drowning in student loans ✅ Becoming your own boss and creating multiple streams of income ✅ Managing finances in a relationship (so you never feel stuck with someone over money) Because the best Valentine’s Day gift? Is knowing you can have 𝘞𝘩𝘢𝘵𝘦𝘷𝘦𝘳 you want on your own terms. — 𝘋𝘪𝘴𝘤𝘭𝘢𝘪𝘮𝘦𝘳: 𝘛𝘩𝘪𝘴 𝘷𝘪𝘥𝘦𝘰 𝘸𝘢𝘴 𝘧𝘪𝘭𝘮𝘦𝘥 𝘪𝘯 𝘢 𝘤𝘰𝘯𝘵𝘳𝘰𝘭𝘭𝘦𝘥, 𝘭𝘦𝘨𝘢𝘭 𝘦𝘯𝘷𝘪𝘳𝘰𝘯𝘮𝘦𝘯𝘵 𝘸𝘪𝘵𝘩 𝘢𝘭𝘭 𝘯𝘦𝘤𝘦𝘴𝘴𝘢𝘳𝘺 𝘴𝘢𝘧𝘦𝘵𝘺 𝘱𝘳𝘦𝘤𝘢𝘶𝘵𝘪𝘰𝘯𝘴 𝘪𝘯 𝘱𝘭𝘢𝘤𝘦. #ValentinesDay #SelfLove #FinancialFreedom #TreatYourself #MoneyMindset #WealthBuilding #AbundanceMindset #FinancialIndependence #BossMentality #SmartMoneyMoves #levelup #EntrepreneurLife #BreakGenerationalCurses #MoneyMoves #ManifestSuccess #DreamBigWorkHard #NoExcuses #BuildYourFuture #SuccessHabits #makeithappen

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