valoans hashtag performance

#VAloans connects veterans and active-duty service members to affordable home financing options. It emphasizes benefits, eligibility, financial education, shared experiences, success stories, community support, and resources for homeownership. Empowering veterans!

Ended 2024 assisting a #Veteran with a 571 FICO close in #oklahoma. Don’t think 620 is the minimum FICO score for a #VAhomeloan it is NOT. #Valoans do not have a minimum credit score requirement. #homeownership #valoanspecialist #americandream #military #foryou #foryoupage #daviddustmann #trending

Ended 2024 assisting a #Veteran with a 571 FICO close in #oklahoma. Don’t think 620 is the minimum FICO score for a #VAhomeloan it is NOT. #Valoans do not have a minimum credit score requirement. #homeownership #valoanspecialist #americandream #military #foryou #foryoupage #daviddustmann #trending

Who wants to be next? 🏡🔥 #charlotterealtor #firsttimehomebuyer #screaltor #ncrealtor #movingtocharlottenorthcarolina #charlotterealestateagent #thingstodoincharlotte #downpaymentassistance #nomoneydown #fhaloan #valoans #neighborhoodsincharlotte #charlotterealestate🏡 #fortmillsc #rockhillsc #firsttimesellers #sellinghomes #sellmyhousefast #sellmyhouse #homebuyertips #closingcosts

Replying to @tammyagould “Someone said I shouldn’t talk about deals in video —but let me clear this up: I only share videos after the home closes. 🏡 It’s important to educate people about what happens during a transaction so they know what to expect. I’ve also used this as a chance to talk about FHA and VA loans—because let’s be real, they’re not bad loans, and I’m here to help change that perception. 💡 Sharing knowledge is key! What do you think—should we talk more about the process to help buyers and sellers? 👇 #RealEstateEducation #FHALoans #VALoans #HomeBuyingTips #TransparencyMatters #alishacollins #casperwyoming #realestatebestie

Replying to @tammyagould “Someone said I shouldn’t talk about deals in video —but let me clear this up: I only share videos after the home closes. 🏡 It’s important to educate people about what happens during a transaction so they know what to expect. I’ve also used this as a chance to talk about FHA and VA loans—because let’s be real, they’re not bad loans, and I’m here to help change that perception. 💡 Sharing knowledge is key! What do you think—should we talk more about the process to help buyers and sellers? 👇 #RealEstateEducation #FHALoans #VALoans #HomeBuyingTips #TransparencyMatters #alishacollins #casperwyoming #realestatebestie

Using your VA loan benefit for a second or third + times works similarly to the first time, but there are some key points to consider: 1. **Remaining Entitlement**: After your first VA loan, you may still have some entitlement left, which allows you to use the benefit again. Check your Certificate of Eligibility (COE) to see how much entitlement you have available. 2. **Certificate of Eligibility (COE)**: You’ll need a new COE to confirm your eligibility for a second VA loan. You can obtain this through the VA’s eBenefits portal or by requesting it through your lender. 3. **Loan Limits**: VA loan limits may vary by location and can change over time. If you exceed the local loan limit, you may need to make a down payment on the amount over the limit. 4. **Applying for the Loan**: Approach a VA-approved lender and complete the loan application process. They will review your financial information, credit score, and other factors to determine your loan eligibility. 5. **Property Considerations**: The property must meet VA standards, so it’s essential to ensure that it qualifies for VA financing. 6. **Closing Process**: Once approved, you will go through the closing process, where you sign the loan documents and finalize the purchase. 7. **Potential for Multiple Loans**: You can have more than one VA loan at a time as long as you have sufficient entitlement. If you sell the first home, you can restore your full entitlement, potentially allowing you to purchase a second home without a down payment. 8. **Using VA Loans for Investment Properties**: If you plan to purchase a second home as an investment property, it’s worth noting that VA loans are primarily intended for primary residences. If you’re considering using your VA loan benefit again, it’s a good idea to consult with a VA loan specialist or a real estate professional who can provide guidance tailored to your specific situation. #valoanspecialist #valoan #valoans #homebuying #newhomes #homebuyingtips #realtor #valoanbish #military #militarylife #militarytiktok #militarywife #mortgage

Using your VA loan benefit for a second or third + times works similarly to the first time, but there are some key points to consider: 1. **Remaining Entitlement**: After your first VA loan, you may still have some entitlement left, which allows you to use the benefit again. Check your Certificate of Eligibility (COE) to see how much entitlement you have available. 2. **Certificate of Eligibility (COE)**: You’ll need a new COE to confirm your eligibility for a second VA loan. You can obtain this through the VA’s eBenefits portal or by requesting it through your lender. 3. **Loan Limits**: VA loan limits may vary by location and can change over time. If you exceed the local loan limit, you may need to make a down payment on the amount over the limit. 4. **Applying for the Loan**: Approach a VA-approved lender and complete the loan application process. They will review your financial information, credit score, and other factors to determine your loan eligibility. 5. **Property Considerations**: The property must meet VA standards, so it’s essential to ensure that it qualifies for VA financing. 6. **Closing Process**: Once approved, you will go through the closing process, where you sign the loan documents and finalize the purchase. 7. **Potential for Multiple Loans**: You can have more than one VA loan at a time as long as you have sufficient entitlement. If you sell the first home, you can restore your full entitlement, potentially allowing you to purchase a second home without a down payment. 8. **Using VA Loans for Investment Properties**: If you plan to purchase a second home as an investment property, it’s worth noting that VA loans are primarily intended for primary residences. If you’re considering using your VA loan benefit again, it’s a good idea to consult with a VA loan specialist or a real estate professional who can provide guidance tailored to your specific situation. #valoanspecialist #valoan #valoans #homebuying #newhomes #homebuyingtips #realtor #valoanbish #military #militarylife #militarytiktok #militarywife #mortgage

🛑 Buyer Beware of DR Horton Homes!! There are several reasons why people might purchase poor-quality new construction homes: 1. **Affordability**: Many buyers prioritize price over quality. Lower-quality homes are often more affordable, making them attractive to those on a tight budget. 2. **Incentives and Promotions**: Builders may offer incentives like discounts, upgrades, or financing options that can sway buyers away from quality concerns. 3. **Desire for Newness**: Some buyers prefer the idea of a brand-new home, believing it will require less immediate maintenance, despite potential quality issues. 4. **Location**: The home may be in a desirable area, and buyers might compromise on quality for the sake of location. 5. **Lack of Knowledge**: First-time buyers or those unfamiliar with construction quality may not recognize the signs of poor quality and may not conduct thorough research. 6. **Time Constraints**: Buyers may be in a hurry to move, leading them to overlook quality issues in favor of quick availability. 7. **Market Competition**: In competitive housing markets, buyers may feel pressured to make quick decisions, leading them to purchase homes without fully assessing quality. These factors can contribute to the decision to purchase homes that may not meet high-quality standards. #newhomes #homebuying #homebuying #homebuyingtips #RealtorReality #realtor #realtorsoftiktok #valoanbish #vahomeloans #valoan #valoans #military #militarylife #militarytiktok #militarywife #mortgage #realestate

Who’s ready to become a homeowner? #charlotterealtor #firsttimehomebuyer #screaltor #ncrealtor #movingtocharlottenorthcarolina #charlotterealestateagent #thingstodoincharlotte #downpaymentassistance #nomoneydown #fhaloan #valoans #neighborhoodsincharlotte #charlotterealestate🏡 #fortmillsc #rockhillsc #firsttimesellers #sellinghomes #sellmyhousefast #sellmyhouse #homebuyertips #closingcosts

"Hey fam, ever felt like your realtor is just a ghost in the home-buying process? 👻 Like, how hard is it to actually do your job? Let’s chat about the 'realtors' who seem more like 'no shows'! 🏡💼 #RealtorReality #homebuyers #homebuyersguide #homebuyerstips #realtor #realtorsoftiktok #valoans #valoanbish #militarylife #militarytiktok #military #dobetter

"Hey fam, ever felt like your realtor is just a ghost in the home-buying process? 👻 Like, how hard is it to actually do your job? Let’s chat about the 'realtors' who seem more like 'no shows'! 🏡💼 #RealtorReality #homebuyers #homebuyersguide #homebuyerstips #realtor #realtorsoftiktok #valoans #valoanbish #militarylife #militarytiktok #military #dobetter

Follow for more Real Estate Tips 🔥🏡 #charlotterealtor #firsttimehomebuyer #screaltor #ncrealtor #movingtocharlottenorthcarolina #charlotterealestateagent #thingstodoincharlotte #downpaymentassistance #nomoneydown #fhaloan #valoans #neighborhoodsincharlotte #charlotterealestate🏡 #fortmillsc #rockhillsc #firsttimesellers #sellinghomes #sellmyhousefast #sellmyhouse #homebuyertips #closingcosts

Follow for more Real Estate Tips 🙌🏾🏡 #charlotterealtor #firsttimehomebuyer #screaltor #ncrealtor #movingtocharlottenorthcarolina #charlotterealestateagent #thingstodoincharlotte #downpaymentassistance #nomoneydown #fhaloan #valoans #neighborhoodsincharlotte #charlotterealestate🏡 #fortmillsc #rockhillsc #firsttimesellers #sellinghomes #sellmyhousefast #sellmyhouse #homebuyertips #closingcosts

When a mortgage is transferred, several key steps and changes take place: 1. **Change of Servicer:** The mortgage servicing rights are sold or transferred from one company to another. This means that the new servicer will take over the management of your mortgage, including payment processing, customer service, and handling escrow accounts. 2. **Notification:** Borrowers are typically notified of the transfer through a formal letter. This letter will inform them of the new servicer's contact information and any changes in payment instructions. 3. **Payment Instructions:** After the transfer, borrowers must start making their mortgage payments to the new servicer. It’s important to follow the new payment instructions carefully to avoid any missed payments. 4. **No Impact on Loan Terms:** The transfer of servicing does not affect the terms of the mortgage itself. The interest rate, payment schedule, and overall loan agreement remain the same. 5. **Customer Service Changes:** Borrowers may experience differences in customer service, as the new servicer may have different policies or systems in place. This could affect how questions or issues are handled. 6. **Escrow Accounts:** If the mortgage includes an escrow account for property taxes or insurance, the new servicer will also take over management of that account. Borrowers should ensure they understand how the new servicer handles escrows. 7. **Potential for Confusion:** There may be a period of adjustment where borrowers might experience some confusion regarding where to send payments or who to contact for customer service. Overall, while the transfer of a mortgage can create some changes in management and communication, it should not impact the actual mortgage agreement or the borrower's financial obligations. #valoans #valoanbish #military #motgage #mortgagetips #valoans #valoanspecialist #miltok #militarylife #militarytiktok #veterans

When a mortgage is transferred, several key steps and changes take place: 1. **Change of Servicer:** The mortgage servicing rights are sold or transferred from one company to another. This means that the new servicer will take over the management of your mortgage, including payment processing, customer service, and handling escrow accounts. 2. **Notification:** Borrowers are typically notified of the transfer through a formal letter. This letter will inform them of the new servicer's contact information and any changes in payment instructions. 3. **Payment Instructions:** After the transfer, borrowers must start making their mortgage payments to the new servicer. It’s important to follow the new payment instructions carefully to avoid any missed payments. 4. **No Impact on Loan Terms:** The transfer of servicing does not affect the terms of the mortgage itself. The interest rate, payment schedule, and overall loan agreement remain the same. 5. **Customer Service Changes:** Borrowers may experience differences in customer service, as the new servicer may have different policies or systems in place. This could affect how questions or issues are handled. 6. **Escrow Accounts:** If the mortgage includes an escrow account for property taxes or insurance, the new servicer will also take over management of that account. Borrowers should ensure they understand how the new servicer handles escrows. 7. **Potential for Confusion:** There may be a period of adjustment where borrowers might experience some confusion regarding where to send payments or who to contact for customer service. Overall, while the transfer of a mortgage can create some changes in management and communication, it should not impact the actual mortgage agreement or the borrower's financial obligations. #valoans #valoanbish #military #motgage #mortgagetips #valoans #valoanspecialist #miltok #militarylife #militarytiktok #veterans

Follow for more Real Estate Tips 🙌🏾🏡 #charlotterealtor #firsttimehomebuyer #screaltor #ncrealtor #movingtocharlottenorthcarolina #charlotterealestateagent #thingstodoincharlotte #downpaymentassistance #nomoneydown #fhaloan #valoans #neighborhoodsincharlotte #charlotterealestate🏡 #fortmillsc #rockhillsc #firsttimesellers #sellinghomes #sellmyhousefast #sellmyhouse #homebuyertips #closingcosts

Education on VA Home Loans is essential for addressing the challenges faced by our military families who may have been provided misinformation about their VA Home Loan benefits. Every time we get in front of military families, we hear these common misconceptions! Some common misconceptions about VA Home Loans among military families include: 1. **No Down Payment Required:** While VA loans often allow for zero down payment, some believe this applies universally. Certain circumstances or loan amounts may still require a down payment. 2. **Limited to First-Time Homebuyers:** Many think VA loans are only for first-time buyers, but they can be used multiple times, as long as the previous loan has been paid off or the entitlement has been restored. 3. **Only for Active Duty Service Members:** Some military families assume that only active-duty personnel are eligible, but veterans and certain reservists can also access VA loans. 4. **VA Loans Take Longer to Process:** There's a belief that VA loans are slower and more complicated than conventional loans, but with proper documentation, they can be processed efficiently. 5. **VA Loans Require Perfect Credit:** While VA loans have flexible credit requirements, many think that only those with perfect credit can qualify, which is not the case. 6. **Property Must Be New Construction:** Some families believe that VA loans can only be used for newly built homes, but they can be used for various property types, including existing homes. 7. **VA Loans Have Higher Interest Rates:** There's a misconception that VA loans come with higher interest rates compared to conventional loans, while they often have competitive rates and lower fees. 8. **No Closing Costs:** While VA loans may have some fees that can be negotiated or covered, many think that there are absolutely no closing costs involved, which isn't entirely accurate. Addressing these misconceptions through education can empower military families to make informed decisions about their home financing options. #valoans #valoanbish #military #mortgage #miltok #militarylife #militarytiktok #veterans #veteran #realestate

Education on VA Home Loans is essential for addressing the challenges faced by our military families who may have been provided misinformation about their VA Home Loan benefits. Every time we get in front of military families, we hear these common misconceptions! Some common misconceptions about VA Home Loans among military families include: 1. **No Down Payment Required:** While VA loans often allow for zero down payment, some believe this applies universally. Certain circumstances or loan amounts may still require a down payment. 2. **Limited to First-Time Homebuyers:** Many think VA loans are only for first-time buyers, but they can be used multiple times, as long as the previous loan has been paid off or the entitlement has been restored. 3. **Only for Active Duty Service Members:** Some military families assume that only active-duty personnel are eligible, but veterans and certain reservists can also access VA loans. 4. **VA Loans Take Longer to Process:** There's a belief that VA loans are slower and more complicated than conventional loans, but with proper documentation, they can be processed efficiently. 5. **VA Loans Require Perfect Credit:** While VA loans have flexible credit requirements, many think that only those with perfect credit can qualify, which is not the case. 6. **Property Must Be New Construction:** Some families believe that VA loans can only be used for newly built homes, but they can be used for various property types, including existing homes. 7. **VA Loans Have Higher Interest Rates:** There's a misconception that VA loans come with higher interest rates compared to conventional loans, while they often have competitive rates and lower fees. 8. **No Closing Costs:** While VA loans may have some fees that can be negotiated or covered, many think that there are absolutely no closing costs involved, which isn't entirely accurate. Addressing these misconceptions through education can empower military families to make informed decisions about their home financing options. #valoans #valoanbish #military #mortgage #miltok #militarylife #militarytiktok #veterans #veteran #realestate

Contact me to schedule a showing 🏡 #charlotterealtor #firsttimehomebuyer #screaltor #ncrealtor #movingtocharlottenorthcarolina #charlotterealestateagent #thingstodoincharlotte #downpaymentassistance #nomoneydown #fhaloan #valoans #neighborhoodsincharlotte #charlotterealestate🏡 #fortmillsc #rockhillsc #firsttimesellers #sellinghomes #sellmyhousefast #sellmyhouse #homebuyertips #closingcosts

Lets get you into a home 2025! 🔗 in bio #charlotterealtor #firsttimehomebuyer #screaltor #ncrealtor #movingtocharlottenorthcarolina #charlotterealestateagent #thingstodoincharlotte #downpaymentassistance #nomoneydown #fhaloan #valoans #neighborhoodsincharlotte #charlotterealestate🏡 #fortmillsc #rockhillsc #firsttimesellers #sellinghomes #sellmyhousefast #sellmyhouse #homebuyertips #closingcosts

Follow for more Real Estate Tips! 🙌🏾 #charlotterealtor #firsttimehomebuyer #screaltor #ncrealtor #movingtocharlottenorthcarolina #charlotterealestateagent #thingstodoincharlotte #downpaymentassistance #nomoneydown #fhaloan #valoans #neighborhoodsincharlotte #charlotterealestate🏡 #fortmillsc #rockhillsc #firsttimesellers #sellinghomes #sellmyhousefast #sellmyhouse #homebuyertips #closingcosts

Contact me to schedule a showing #CapCut #charlotterealtor #firsttimehomebuyer #screaltor #ncrealtor #movingtocharlottenorthcarolina #charlotterealestateagent #thingstodoincharlotte #downpaymentassistance #nomoneydown #fhaloan #valoans #neighborhoodsincharlotte #charlotterealestate🏡 #fortmillsc #rockhillsc #firsttimesellers #sellinghomes #sellmyhousefast #sellmyhouse #homebuyertips #closingcosts

🔗 in b!0 if you’re ready to become a homeowner this year 🏡 #charlotterealtor #firsttimehomebuyer #screaltor #ncrealtor #movingtocharlottenorthcarolina #charlotterealestateagent #thingstodoincharlotte #downpaymentassistance #nomoneydown #fhaloan #valoans #neighborhoodsincharlotte #charlotterealestate🏡 #fortmillsc #rockhillsc #firsttimesellers #sellinghomes #sellmyhousefast #sellmyhouse #homebuyertips #closingcosts

Replying to @TruLyes42 Can you sell right away if you use a VA loan? What questions do you have about homeownership? Who do you know ready to buy or sell a home? Tell them to call me. #yourhomegirl #charlotterealtor #realtorsoftiktok #fyp #homebuyertips #firsttimehomebuyer #valoans #mortgagetips #blackrealtor #sellmyhome #howtobuyahouse

Replying to @TruLyes42 Can you sell right away if you use a VA loan? What questions do you have about homeownership? Who do you know ready to buy or sell a home? Tell them to call me. #yourhomegirl #charlotterealtor #realtorsoftiktok #fyp #homebuyertips #firsttimehomebuyer #valoans #mortgagetips #blackrealtor #sellmyhome #howtobuyahouse

Caption: 🏡💥 Credit score? No problem! Whether you’re at a 580 or a perfect 850, Zap Mortgage has your back. 💪✨ 💸 Lowest rates. 🤝 In-house down payment assistance. 🎖️ Veteran-owned and powered. Because everyone deserves a shot at the American Dream—no matter where you’re starting from. 🚀 🔑 Ready to take the first step? Click the link in bio to apply today! 🌟 #ZapMortgage #AmericanDream #HomeOwnership #CreditScore #MortgageTips #Inc5000 #VeteranOwned #FirstTimeHomebuyer #FHA #VALoans #DreamBig#CapCut

Caption: 🏡💥 Credit score? No problem! Whether you’re at a 580 or a perfect 850, Zap Mortgage has your back. 💪✨ 💸 Lowest rates. 🤝 In-house down payment assistance. 🎖️ Veteran-owned and powered. Because everyone deserves a shot at the American Dream—no matter where you’re starting from. 🚀 🔑 Ready to take the first step? Click the link in bio to apply today! 🌟 #ZapMortgage #AmericanDream #HomeOwnership #CreditScore #MortgageTips #Inc5000 #VeteranOwned #FirstTimeHomebuyer #FHA #VALoans #DreamBig #CapCut

VA loans 🇺🇸 make homeownership easier for veterans and active duty service members with zero down payment and great rates. DM me to explore your benefits! #valoan #valoans #militarylife #veterans #firsttimehomebuyer #mortgagetips #RealEstateTips #navy #army

VA loans 🇺🇸 make homeownership easier for veterans and active duty service members with zero down payment and great rates. DM me to explore your benefits! #valoan #valoans #militarylife #veterans #firsttimehomebuyer #mortgagetips #RealEstateTips #navy #army

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