Call to Leap

Do these things NOW if you’re serious about your future. Minimize your spending and focus on saving. Rich habits start with discipline. Learn as many skills as you can. Your college degree won’t cut it alone. Invest as early as possible. The earlier you start, the more time your money has to grow. Compound interest is your best friend! Surround yourself with positive, growth-minded people and distance yourself from those who drain your energy and hold you back. What advice helped you the most in your 20s? Drop your wisdom in the comments! -Steve Follow @calltoleap for investing videos! Follow me @calltoleap to learn more things like this about money! @calltoleap @calltoleap @calltoleap Make sure you check out my next beginners investing Master Class on February 4th at 5:30 PM PST the link to sign up is in my bio! 🔥 z #money #investing #finance #personalfinance

These are the 3 things I actually spend my money on 👇 1. I buy things that help me buy my time back because time is the only asset I can never get back. 2. I buy things that help me create memories. 3. I buy things that help me with my health and wellness What are some things you don’t mind spending money on? 🙂 -Steve Follow @calltoleap for investing videos! Follow me @calltoleap to learn more things like this about money! @calltoleap @calltoleap Make sure you check out my beginners investing master class happening February 4th at 5:30 PM PT. The link to sign up is in my bio! 🔥 #money #investing #finance #personalfinance

If you want my spreadsheet that covers all this information, tag your friend in the comments and I’ll send it over! Keep watching to see how you can set your kids on the path to becoming millionaires! 💰👶 1. When your kids are born, immediately put $2500 into their investing account 2. Put $50 into this account every week, investing in ETFs that track the S&P 3. For every major holiday, put $200 into their investing account If you stay consistent, they will have around $150k by the time they turn 18 🙂 Remember, investing early is crucial to financial independence later in life, so teach them young! -Steve Follow @calltoleap for investing videos! Follow me @calltoleap to learn more things like this about money! @calltoleap @calltoleap Make sure you check out my beginners investing master class happening February 4th at 5:30 PM PT. The link to sign up is in my bio! 🔥 #money #investing #finance #personalfinance

Swipe to learn more! 👀 Invest $500 a month from ages 18 to 23. In just five years, they could save around $36K! If they stop contributing but keep that money invested, it could grow to over $1 MILLION by age 65! 🚀 The earlier they invest, the more time their money has to grow. Time is their biggest asset! ⏳ Did you start investing when you were in high school or college? Share your experience in the comments! -Steve Follow @calltoleap for investing videos! Follow me @calltoleap to learn more things like this about money! @calltoleap @calltoleap @calltoleap Make sure you check out my next beginners investing Master Class on February 4th at 5:30 PM PST the link to sign up is in my bio! 🔥 #money #investing #finance #personalfinance

Not sure where to park your money after getting paid? Keep watching 👀 Here’s the smart order to follow if you bank with Chase, Wells Fargo, or Bank of America and want to grow your net worth in 2025: 1. Keep 2 months of necessary expenses in your checking account for day-to-day use. 2. Put $300 a month into a high-yield savings account until you’ve built up 3-6 months' worth of emergency funds. 3. Contribute $500 to your 401(k) until you hit your company’s match. 4. Max out a tax-advantaged account like a Roth IRA: aim for $583/month if you're under 50, or $666/month if you're 50 or older. 5. Once your 401(k) and Roth IRA are topped off, you can explore other options like an HSA, SEP, SIMPLE IRA, or open a Taxable Brokerage Account. The #1 mistake people make is investing before they’ve saved their emergency fund. Always build that safety net first, then focus on those tax-advantaged accounts! 👆 -Steve Follow @calltoleap for investing videos! Follow me @calltoleap to learn more things like this about money! @calltoleap @calltoleap Make sure you check out my beginners investing master class happening February 4th at 5:30 PM PT. The link to sign up is in my bio! 🔥 #money #investing #finance #personalfinance

Ever notice how things seem cheaper for the wealthy? Here’s why 👀 Wealthy people often get lower interest rates and exclusive investment opportunities, saving them money over time. They have the freedom to do anything they want, anytime they want because they’re not bound to a traditional 9-5 job. They prioritize investing over saving, knowing it’s the key to accelerating their net worth growth. Comment your thoughts below or tag a friend to discuss! Let’s unpack how wealth impacts spending! -Steve Follow @calltoleap for investing videos! Follow me @calltoleap to learn more things like this about money! @calltoleap @calltoleap @calltoleap Make sure you check out my next beginners investing Master Class on February 4th at 5:30 PM PST the link to sign up is in my bio! 🔥 #money #investing #finance #personalfinance

Here are 5 rules I stuck to in order to get to where I am today 🙂 1. Prioritize needs over wants: I stopped buying things solely to impress others and focused on purchasing items that truly added value to my life. This meant saying goodbye to luxury cars and designer clothes. 2. Protect my savings: My savings became a sacred and untouched fund, serving as a safety net for unexpected expenses and future goals. 3. Invest early and consistently: I recognized the power of compound interest and made investing a non-negotiable part of my financial plan. 4. Utilize credit cards strategically: I used credit cards responsibly, paying them off in full each month to build credit and earn valuable rewards. 5. Take ownership of my finances: I stopped blaming external factors for my financial situation and focused on making proactive decisions that were within my control. -Steve Follow @calltoleap for investing videos! Follow me @calltoleap to learn more things like this about money! @calltoleap @calltoleap Make sure you check out my beginners investing master class happening February 4th at 5:30 PM PT. The link to sign up is in my bio! 🔥 #money #investing #finance #personalfinance

Keep watching to see how I’d invest my first $1,000 in 2025! 👀💸 1. $400 into an ETF that tracks the S&P 500 (like SPLG, SPY, VOO, or IVV). This helps me diversify across the top 500 companies in the U.S. 🇺🇸 2. $300 into an ETF that tracks the Nasdaq 100 (think QQQM or QQQ). It’s a great way to focus on tech and growth! 📈 3. $200 into a high-dividend ETF like SCHD. 4. $100 into a money market with high interest rates. Want to see the rest of my investments? 👀 Comment “PORTFOLIO” and I’ll send you the link to my Blossom app where you can check out my full portfolio—it’s FREE! 🙌 Follow @calltoleap for investing videos! Follow me @calltoleap to learn more things like this about money! @calltoleap @calltoleap @calltoleap Make sure you check out my next beginners investing master class February 4th at 5:30 PM PT the link to sign up is in my bio! 🔥 #money #investing #finance #personalfinance #stockmarket

Confused about what to do with your paycheck? Here are the 7 accounts I would fill first! 👀 Start with a high-yield checking account. This is where your paycheck goes to cover daily expenses. Make sure it earns interest! Next, build your high-yield savings account 💰 Set aside money for emergencies or big purchases here. Next, I would contribute to retirement accounts. Max out your 401(k) or IRA. Take advantage of employer matches if available! Next, open a brokerage account. You need to start investing if you want to grow your wealth. I would focus on S&P 500 ETFs if you’re not sure what stocks to pick. Finally, contribute to your Health Savings Account (HSA) if you have one. Save for medical expenses while enjoying tax benefits. It’s a win-win! Want all this information in one place? Comment LEARN and I’ll send you my Money Cheat Sheet! -Steve Follow @calltoleap for investing videos! Follow me @calltoleap to learn more things like this about money! @calltoleap @calltoleap @calltoleap Make sure you check out my next beginners investing Master Class on February 4th at 5:30 PM PST the link to sign up is in my bio! 🔥 #money #investing #finance #personalfinance

Keep watching to discover the fastest ways to legally reduce your taxes! 💵💡 1. Open an HSA Contribute up to $4,000 in 2025! To qualify, you’ll need a High Deductible Health Plan (HDHP). Your contributions are tax-deductible, the money grows tax-free, and withdrawals are tax-free when used for qualified medical expenses. Triple tax benefits? Yes, please! 🙌 1. Tax-Loss Harvesting Lost money in stocks or crypto this year? Sell those losses to offset gains and reduce your taxable income by up to $3,000. A smart way to turn losses into savings! 1. Max Out Retirement Accounts You can contribute up to $23,500 to a 401(k) and up to $7,000 to a Roth IRA in 2025. Every dollar you contribute lowers your taxable income and could even push you into a lower tax bracket. -Steve Follow @calltoleap for investing videos! Follow me @calltoleap to learn more things like this about money! @calltoleap @calltoleap Make sure you check out my beginners investing master class happening February 4th at 5:30 PM PT. The link to sign up is in my bio! 🔥 #money #investing #finance #personalfinance

Even if you have the money to pay off your mortgage, it might not be the smartest move. Here’s why! 💡 Investing could earn you more. The stock market has historically provided higher returns than most mortgage interest rates. Take advantage of tax benefits. Mortgage interest is often tax-deductible, which lowers the true cost of your loan. Keep your money accessible. Maintaining liquidity means you’ll have cash available for emergencies or new opportunities. 💰 If your mortgage rate is low, does paying it off make sense? What would you do? Let’s me know in the comments! 💬 -Steve Follow @calltoleap for investing videos! Follow me @calltoleap to learn more things like this about money! @calltoleap @calltoleap @calltoleap Make sure you check out my next beginners investing Master Class on February 4th at 5:30 PM PST the link to sign up is in my bio! 🔥 #money #investing #finance #personalfinance

Comment "MONEY" if you want my 2025 Financial Freedom Checklist to help you stay on track! 💸 Struggling to get your finances together? Here’s how to take control in 2025: 1. Start budgeting: Track every dollar so you know exactly where your money is going. 2. Become a Level 2 Budgeter: Save at least 10-20% of your paycheck consistently. 3. Open a High-Yield Savings Account (HYSA): Stop leaving your money in regular savings accounts with low APYs. 4. Pay off credit cards the smart way: Always pay the full statement balance, keep credit utilization under 10%, and keep your cards active. 5. Open a Roth IRA: Start investing for your future—it’s never too early or too late. 6. Read more money books: Expand your financial knowledge and learn strategies to build wealth. These steps will set you up for financial success in 2025 and beyond. Want a printable checklist to customize with your own goals? Comment "MONEY", and I'll send you the link! -Steve Follow @calltoleap for more videos like this! Follow @calltoleap for more investing tips! Make sure you check out my beginner investing master class happening February 4th at 5:30 PM PT. The link to sign up is in my bio! 🔥 #money #budgeting #finance #personalfinance

Swipe for 3 easy ways to boost your credit score. Always pay your statement in full. Even one late payment can hurt your score! Keep your credit utilization low. Use less than 30% of your credit limit. The lower the better. Avoid opening too many new accounts at once. Each credit inquiry can temporarily drop your score. I only use credit cards now, never my debit card. When used responsibly, it can boost your credit score and help secure better loan rates and approvals. What’s your top credit goal for this year? Share it in the comments below! -Steve Follow @calltoleap for investing videos! Follow me @calltoleap to learn more things like this about money! @calltoleap @calltoleap @calltoleap Make sure you check out my next beginners investing Master Class on February 4th at 5:30 PM PST the link to sign up is in my bio! 🔥 #money #investing #finance #personalfinance

5 things I’d NEVER splurge on in my 20s 🚫💸 Saving money in your 20s is key to building wealth later. Here are the top things I’d avoid spending too much on: 1️⃣ Luxury Clothes 2️⃣ Eating Out 3️⃣ Luxury Cars 4️⃣ Expensive Housing 5️⃣ Subscription Services What else would you add to this list? Let me know in the comments! -Steve Follow @calltoleap for investing videos! Follow me @calltoleap to learn more things like this about money! @calltoleap @calltoleap Make sure you check out my beginners investing master class happening February 4th at 5:30 PM PT. The link to sign up is in my bio! 🔥 #money #investing #finance #personalfinance