Nicole Victoria | Money Coach

The market feels calm… and that’s exactly why I’m watching it. Because here’s the thing: crashes and pullbacks aren’t just something to fear — they’re how the rich get richer. They’re discounts. They’re opportunities. But only if you know what you’re doing. Most people panic when the market dips. The wealthy? They prepare ahead of time — and they profit while everyone else is scrambling. I went from $40K in debt to millionaire by 30 because I studied how the rich move… and then I copied the playbook. I don’t follow hype. I follow data, patterns, and strategy. If you’re ready to learn how to build real wealth — even during downturns — watch my free masterclass: How to Get Rich in a Recession. 💻 Link’s in my bio.

The bank wants you to pick the 30-year mortgage. Because over time… it makes them rich, not you. You might save a few hundred bucks a month—but you’ll pay tens of thousands more in interest. And in this economy? That’s money you could be putting to work. Learn the exact strategies I used to go from $40K in debt to millionaire by 30—without sacrificing everything I love. Hit the link in my bio—I've got 5 free trainings waiting for you.

They said I “think I’m Kim Kardashian” like that was supposed to be an insult. Okay? So what you’re saying is—I build wealth, I move with strategy, and people actually listen when I speak? Thank you for the compliment. This is what happens when you stop playing broke games and start using the strategies the rich actually use. Leverage. Ownership. Passive income. Assets that pay for the lifestyle. If that makes you uncomfortable... maybe it’s not me🐍💋 👉 Watch the How to Get Rich in a Recession masterclass (it’s free) — link in bio.

What good is a Rolex if it just tells you when your lunch break is over? 👀 If you always spend all your money… you’ll never have any money. Rich people don’t spend money the way most people do. They buy assets. Then let those assets pay for their lifestyle. I’m a millionaire. Not because I budgeted harder. But because I learned how to use my money smarter. People used to say I couldn’t possibly be rich because I drove a Camry… It was actually a Kia 😂 And now? I’ve upgraded—and my investments paid for it. This is the kind of stuff nobody ever teaches you. But I will. Watch my free masterclass, How to Get Rich in a Recession— and I’ll show you exactly how to make your money work harder than you ever did. 📲 Link in bio. Don’t wait.

Replying to @duckandclip This is for the woman who’s making good money but still feels broke. The one with the designer bag and credit card debt. The one who’s tired of looking successful and still living paycheck to paycheck. You’ve got ambition. But you’ve been stuck in a loop of “treat yourself,” stress, shame, repeat. And now you're ready to build real wealth. Not vibes. Not theory. Not hustle-for-10-years-and-hope wealth. Money power. The kind that pays your bills, funds your freedom, and builds your legacy. That’s what I teach. No budgets. No fluff. Just a proven strategy that takes you from financially overwhelmed to “wait, I actually feel RICH.” Start with my 30 Days to $100K free training. It’s on my website under “Freebies.” Go get it. You’re not here to play small.

👀 What would you do? ⬇️ A 49-year-old woman tweeted that she has $0 saved for retirement and doesn’t know WTF she’s gonna do… So I broke down exactly what I would do if I were in her position — and no, it’s not “cut back on coffee” or “pray it gets better.” I’m Nicole Victoria — I went from $40K in debt to a millionaire by 30 by learning what the rich actually do with their money. Now I teach women how to build real wealth, even if you feel late to the game. You don’t need perfect timing. You need a real plan. Start with my free masterclass: How to Get Rich in a Recession → www.nobudgetbabe.com/freebies

The moment I realized budgeting would never make me rich? I was stealing from one jar to fill another. Overspending in one category, robbing another, feeling like shit about it. ⁠ That’s when it hit me: Budgeting only works with what you have. But building wealth? That’s about what you could have. ⁠ I stopped trying to “afford” the car. I figured out how to buy the investment that would afford the car for me. ⁠ I turned $15,000 into a $300,000 property… Then flipped that into $150,000 in profit. Then $500,000. ⁠ Not by budgeting. Not by cutting lattes. But by building something bigger than me. ⁠ This is how I became generation zero. How I became the woman who gets everything she f****** wants. ⁠ Ready to start building your empire? Start free with my How to Get Rich in a Recession masterclass — it’s on my website under “Freebies.”

Most people think they need to save a million dollars to retire. But the wealthy? They never planned to live off their savings. They live off what their money earns. That’s the power of the 4% rule: If your investments grow at 10% and you only withdraw 4%, your money can last forever. Early retirement? Use 3% or 3.5% to be safe. But the principle stays the same. I hit financial freedom in my 30s by making the market work harder than I did. Because the goal isn’t to hoard cash—it’s to build a portfolio that pays you. 📲 If you want to learn how to grow your way to freedom—especially during a recession—grab my free How to Get Rich in a Recession masterclass. Link in bio.

Thanks for reminding me I am that b*tch. You tried to humiliate me. All you really did was hand me the mic—and I turned it into a f***ing show. To everyone who’s been riding with me through this chaos—thank you. This whole thing helped me process something that hurt way more than I expected. It’s been years since I’ve run into someone this toxic in real life… and I hope I never do again. But I’m not the same girl I used to be. I don’t shrink anymore. I don’t explain. I don’t go quiet to keep the peace. I am the peace. And the storm. And to the thousands of you who DM’d me saying “same girl, SAME”—you are that b*tch too. You deserve real friends. Real love. A real life. Which is why even before all this, my team and I were working on something just for my Edmonton girlies. If you want to be surrounded by growth-minded women who clap when you win—keep your eyes open. Because that kind of room is rare. And we’re building it.

Episode 4 of the sh*t talking chronicles 💅 This one’s for the moms who are building more than just wealth — we’re raising kids who won’t have to recover from their childhood to be financially free. I’m teaching my kids how to THINK about money. Not just how to earn it. Because the truth is, most people pass down cash, not strategy. And that’s how generational wealth disappears. This is going to be my last video on this topic (I swear 😅) I needed this — it was cathartic. I hope you enjoyed it too 💋

Your credit card should be paying you. The rich know it’s a tool—not a trap. I used these same tips, tools, and strategies to go from $40K in debt to millionaire by 30. If you wanna save more without a budget, make more without working harder, and invest so your money works while you sleep… 👀 Hit the link in my bio. I’ve got something free waiting for you.

She made fun of the fact that I didn’t know every single country singer at Stagecoach — and like, no… I’m not a huge country music fan. But what she left out was the part where I spent $10,000 to go because my friend had no one else to go with her. That I showed up. That I said yes. It says a lot about someone when they choose to focus on what you don’t know instead of recognizing what you do give. This is what we’re talking about in today’s video — not just the drama, but the difference between scarcity and abundance mindset 👏 🤍 Scarcity says “why would she spend that much?” 🧠 Abundance says “she must’ve built something that allows her to.” 🤍 Scarcity fixates on judgment. 🧠 Abundance recognizes generosity, intention, and wealth strategy. Because yes, I did spend $10k. But it wasn’t reckless — it was values-based. I built systems so that spending on what matters doesn’t hurt my financial future. That’s the difference. That’s the lesson. And if you’re ready to learn how I went from $40K in debt to millionaire at 30 — the same way I teach my students — the link in bio is waiting for you 🖤

Episode 2 of the s**t talking chronicles is live — and today I’m teaching you how I turned my worst-case-scenario brain into a system that built real wealth. Apparently it’s hilarious to talk s**t about someone’s PTSD and childhood trauma behind their back… Until you find out she turned that trauma into a 7-figure empire. Hi. It’s me. I’m her. This is your sign that anxiety doesn’t make you broken. It makes you prepared. It makes you powerful. It makes you rich — when you learn how to use it right.

Turning betrayal into billable content 💅 #TheSh*tTalkingChronicles