creditcardsforbeginners hashtag performance

Comment ‘2025’ for what I would ACTUALLY pick for each of these goals 👀 It’s a new year, which means new credit card right 😉 But seriously, over 50% of New Years resolutions are focused on finances, so why not pick the credit card that will actually help you achieve those goals? Here are the top 3 I get asked about: 1️⃣ If you’re a student and you’re looking to build the foundation for your credit score ➡️ Look for a cc with no annual fee & no credit score needed to apply so you can get the card fast and start learning how to manage your credit 2️⃣ If you want to pay down your debt ➡️ Look for a balance transfer credit card that has a 0% interest rate for a period of time after opening the account ⚠️ Remember to pay off your balance within that time or you’ll just be racking up more debt 3️⃣ If 2025 is the year of travel for you ➡️ Look for a travel credit card since you can use the sign on bonus for free travel & the card will get you free airport lounge access at airports and extra perks like Global Entry/TSA Pre Check statement credit PS - NOT endorsing irresponsible spending ‼️ You should only open a new credit card if you’re able to spend what you can afford & pay it off in full every month. Otherwise you’re not doing it right ⚠️ Credit cards have absolutely changed traveling for me and I’ve been able to go all over the world while spending less of my own money ✈️ If you want more info on my top choice for each of these goals, comment ‘2025’ and I’ll send you ALL the details. Make sure to follow @joinkudos for more credit card info and tips! #joinkudos #travelcreditcards #creditcardpoints #creditcardsforbeginners #creditcards #pointsandmiles #tipsandtricks #traveltiktok #travel #traveldeals #traveltips #freetravel #creditcardpoints #amex #chase #capitalone #discover

Replying to @Elisa Comment ‘BALANCE’ if you’re impatient like me and just wanna know the answers to things 😜 Now there are a ton of balance transfer credit cards out there, but what’s the best one for you? It’s important to consider other components of each card like: ➡️ How long is there 0% on the balance transfer? Do you also get 0% on new purchases? ➡️ Does the card offer a reward program that will make it useful after you’ve paid your debt off? ➡️ Will the card have an annual fee that you’ll need to start budgeting for? ⚠️Not endorsing irresponsible spending⚠️ Balance transfer credit cards can be a great way to save yourself THOUSANDS of dollars on interest BUT ask yourself - Will you be able to spend within your means and not get into MORE debt now that you have more credit available? 🤔 If the answer is yes, then comment ‘BALANCE’ and I’ll send you my top rec’s for transfer balance credit cards! #joinkudos #travelcreditcards #creditcardpoints #creditcardsforbeginners #creditcards #pointsandmiles #tipsandtricks #creditcardpoints #amex #chase #capitalone #discover #balancetransfer #creditcarddebt

Do you think you spend 12-18% more when you use a credit card? Unless people carefully watching their spending, unfortunately using credit can often lead to overspending. Yes there are definitely benefits to using credit cards, but the majority of people are likely not the exception to many of Dave Ramsey’s rules. #creditcards #creditcardsforbeginners #millennialfinance #daveramsey #daveramseytiktok #creditcarddebt #greenscreen

#Tiktokban Here's how to save anything you've ever liked, favorited etc in less than 5 mins: -open a web browser & go to tiktok (log in to your account) -go to settings, data & request to ‘download data’  You can request all your data or customize to download your likes comments, favourites messages, accounts you follow etc -format: choose ‘text’ -once youre able to download the data, it will send a verification code -Go to downloads & save the files to your computer  -Find the file for the video you want (it’ll be in text format)  I know this bit looks complicated but all you have to do is👇🏼 -Copy the link for the video you want & paste it into your web browser You’ll get the video without the watermark which you can download directly to your computer👌🏼  Hope this helps! 🫰🏼cause if you’re like me, you’ve learnt so much on here & want to save some of the tips & hacks (or even recipies😅) You could also post to Pinterest if you use that and create a private board Has anyone actually checked out Rednote yet? 👀What are we thinking cause..IG & facebook just arent the vibes🙃 #joinkudos #Tiktokban #rednote #creatorsearchinsight #travelcreditcard #traveltiktok #traveltips #traveldeals #creditcardpoints #creditcardsforbeginners #travel #transferbonus #cheapflights   

If you’re sitting at the airport right now and want to know if your cc can reimburse for your late flight, comment ‘DELAY’ Most times when a delay happens, airlines can’t really do much bc it’s out of their control. Then all you get out of it though is hours of waiting and a sore back 🥲 BUT a number of credit cards offer trip delay insurance OR trip cancellation insurance ‼️ All you have to do is make sure that you booked the flight with that credit card and you can get reimbursement of up to $500 per person if your flight is delayed by 6+ hours 🤯 Comment ‘DELAY’ if you want the list of the BEST travel credit cards with trip insurance 👀 Make sure to follow @joinkudos for more credit card and travel tips! #joinkudos #travelcreditcards #creditcardpoints #creditcardsforbeginners #creditcards #pointsandmiles #tipsandtricks #traveltiktok #travel #traveldeals #traveltips #freetravel #creditcardpoints #amex #chase #tripdelayinsurance #tripinsurance #tripcancellation #memecut #capcut#Meme #MemeCut #memenatal

🤯$267 to fly to Barcelona?! Tag your travel buddy & Don't sleep on this👇🏼 Flyingblue currently has a 20% transfer bonus (ends 15th January)‼️ Which means for every 1,000 points you transfer you’ll get 1,200 flyingblue points 👀 So instead of using 40,000 Chase points  with the 20% transfer bonus you would ONLY need to transfer 33,333 points 😍 In Cash that exact flight would cost $694 Flyingblue releases new promo reward flights the first weekday of each month 📍This months promo cities: Chicago, Pheonix, Atlanta, NY & Miami book this January, fly before 30th June 2025🔥 For example: ✈️You can fly Chicago to Barcelona round trip (in economy)  for 33,333 points & just $267 in taxes & fees May 6-16th  ✈️Or from Miami to Barcelona round trip (in economy)  For 33,333 points & just $267 in taxes & fees May 22-29th let me know in the comments if you have any questions If you have a ton of points (maybe from your welcome bonus for example?)  now might be a great time to use them👀  Follow @joinkudos to keep learning how to maximise your credit cards especially for travel! #joinkudos #travelcreditcard #traveltiktok #traveltips #traveldeals #creditcardpoints #virginatlantic #creditcardsforbeginners #travel #transferbonus #cheapflights #visitspain #spain #barcelona  

Comment ⬆️ for an in depth guide on how to improve your credit score 🤩 I was lucky in that my dad used credit cards responsibly and always paid them off in full every month 👏🏼 Someone told him to add me as an authorized signer when I turned 13 and all that good credit usage carried over to my own score 😍 So the second I turned 18, I already had an 800+ score without having done a thing 🙂‍↕️ The things that impact your credit score can be confusing but here’s a quick breakdown of how to improve it: ✅ Monitor your credit score ✅ Pay your card off in full every month AND on time ✅ Keep your credit utilization low A good credit score helps with more than just better interest rates 👀 It can help with things like: - Lower insurance premiums - Rental applications - Employment background checks Comment ⬆️ for more details on how to boost your credit score and follow @joinkudos for more credit card tips! #joinkudos #travelcreditcards #creditcardpoints #creditcardsforbeginners #creditcards #pointsandmiles #tipsandtricks #traveltiktok #travel #traveldeals #traveltips #freetravel #creditcardpoints #amex #chase #capitalone

This credit card strategy is so underrated and I don’t know why people aren’t talking about it more ‼️ Comment ‘DUO’ if you wanna know my two fav credit cards that allowed me to earn enough points within a few months to book a flight that would’ve cost me over $4,000 🤯 On top of your travel credit card that allows you to transfer points out to airlines, you also need an everyday spending carding for things that, well, you actually spend money on everyday 😂 Make sure to look for these 3 things when getting that second card: 1️⃣ It’s from the same issuer as your travel credit card. This part is important bc otherwise you won’t be able to combine points & cashback ❗ 2️⃣ Look for one that’s a $0 annual fee since you’re likely already paying a fee on that travel card 😅 3️⃣ Pick a card that gives you rewards on things you know you’ll spend money on (ex: groceries, eating out, gas, etc) If you need an idea of what two credit cards work great together, comment ‘DUO’ and I’ll send you my favs with a how to guide for maximizing points fast 👀 #joinkudos #traveltips #traveltiktok #travelguide #travelcreditcard #creditcardsforbeginners #creditcardpoints #creditcards #traveldeals #cheaptravel #cheapflights #chase #europe #capitalone #amex #freetravel

My silly little credit card hacks are what let me fly around the world for free js 😌 And now when using Kudos Boost, you can get even MORE rewards, regardless of what your credit card rewards are 🤩 After hearing your feedback, Kudos Boost has been simplified so now you get 100% of OUR commission ON TOP of the rewards from your credit card 👀 So say for example you earn 3% cashback on your card and Kudos gets 12% commission ➡️ You now get 15% total ‼️ before you only would’ve gotten 6% 🫠 Here’s how it works: 1️⃣ You shop online normally and make sure to use Kudos at checkout 2️⃣  You earn points or cashback on your card like usual and once Kudos gets paid from our partner store ➡️The commission gets passed right back to you‼️  3️⃣ Redeem your Kudos Boost points for an Amazon gift card 🤑 Oh and did we mention that PayPal transfers and new cash-out options are coming soon? 👀 So to celebrate, Kudos is running a Flash Boost sale through January 31st, 2025 🥳 Comment ‘BOOST’ for more details and a list of all our Boost-eligible stores! Remember to update your app/browser and happy shopping bestie 🛍️ #joinkudos #travelcreditcards #creditcardsforbeginners #creditcardpoints #traveltiktok #travelhacks #creditcardtips #creditscore #creditscoretips #creditcard #kudosboost #onlineshopping #shopsmart

Comment 🆓 for an in depth guide to become debt-free FAST in 2025 🥹 Let’s face it - credit card debt can pile up fast and for a lot of people seems like it’ll never stop 🥲 I know it felt like that for me until I tried the debt snowball method. Here’s the TLDR: 1️⃣ List all your debt smallest to largest regardless of their interest rates 2️⃣ Create a debt repayment strategy - are you going to cut back on spending or start a side hustle for some extra cash? 3️⃣ Start paying off your debt using these rules: ➡️ Make minimum payments on all your debt BUT the smallest one ➡️ For your smallest debt, pay the minimum PLUS any extra cash you have leftover ➡️ Once your smallest debt is paid off, move that money over to the next smallest debt There are manyyy different ways to pay off your debt, but this method worked for me bc it kept me motivated seeing an entire credit card balance paid off 1 by 1 🤩 If you want more details about this debt pay off strategy, comment 🆓 and I’ll send you all the details! #joinkudos #travelcreditcards #creditcardpoints #creditcardsforbeginners #creditcards #pointsandmiles #tipsandtricks #amex #chase #capitalone #creditcarddebt #debtfree #daveramsey #creditscore

2025 is the year the trip makes it out of the group chat! Tag your travel bestie 👀 The January 2025 Flying Blue Promo Rewards have dropped and I’m already packing our bags for a European summer 😍 There are discounted flights from the US to Europe for the following classes and cities: 👉🏻 Premium Economy JFK ➡️ Europe for 26,250 points ORD ➡️ Europe for 26,250 points 👉🏻 Economy PHX ➡️ Europe for 15,000 points MIA ➡️ Europe for 15,000 points ATL ➡️ Europe for 15,000 points To get this deal make sure to book during this month (January) and travel between now and June 30, 2025 ✈️ 💳 If you have a Chase card: 👉🏻 There’s a 20% bonus transfer from Chase to Flying Blue, but only until January 15 ‼️ So instead of 15,000 points ➡️ You’d only have to use 12,000 for an economy flight! Sounds like a pretty good deal to me 😄 #joinkudos #Meme #MemeCut #traveltips #traveltiktok #travelguide #travelcreditcard #creditcardsforbeginners #creditcardpoints #creditcards #traveldeals #cheaptravel #cheapflights #chase #flyingblue #europe #Summer #CapCut

a beginners guide to CREDIT CARDS 💳🧠🤝 #creditcards #creditcardsforbeginners #credit #greenscreen

Comment ✅ for a checklist of all the benefits of my favorite cards that expire December 31st ‼️ Did you know the average credit cardholder leaves $300 worth of credit card credits and benefits unused every year 🤯 That’s like a free flight or a hotel stay that you could’ve taken 🥲 If you don’t want to deal with tracking all of your benefits yourself, Kudos has a feature called Hidden Perks that’ll automatically check your card’s benefits for you 👀 It’ll even give you real time notifications for usable perks AND let you know when they’re about to expire - like that airline credit that can be used for free flights 😉 Oh and did I mention it’s totally FREE 😍 Comment ✅ for more details and follow @joinkudos for more credit card and travel tips! #joinkudos #travelcreditcards #creditcardpoints #creditcardsforbeginners #creditcards #pointsandmiles #tipsandtricks #traveltiktok #travel #traveldeals #traveltips #freetravel #creditcardpoints #amex #chase #capitalone

Don't hoard your points😭 they decrease in value over time airlines and hotel programs raise their points prices without any heads up sometimes🙃 just like AirFrance did this month!  An economy flight to Europe used to be as low as 20,000 points & that has now gone up to 25,000 points  While Business class used to be 50,000 points & has increased now to 60,000 points Earn & burn your credit card points, if not for travelling the world then what are they for? make 2025 the year to book travel *cause u deserve it!* 💅🏼🙂 Follow @joinkudos to learn how to maximise your points & for more travel tips  🫰🏼 How many points have you got? what are you saving them towards? #creatorsearchinsight #joinkudos #flightdeals #traveldeals #flighttips #traveltips #travelcreditcards #creditcardpoints #creditcardsforbeginners #creditcards #traveltiktok #travel #CapCut

Comment ‘SAVE’ for my most underrated travel hack to save on stress AND time when planning group trips 😌 IN for 2025 is taking more group trips ✈️ OUT is stressing over planning over said trip 🥲 As a type a girly, I can confirm that while planning is fun, planning group trips can be rough 😅  BUT this is officially my favorite way to organize a group trip and it’s to use Costco 🤩 If you think that Costco is just for buying rotisserie chickens and items in bulk, think again, my friend 😌 With Costco Travel you usually get MAJOR savings by bundling everything like flights, hotels, and car rentals together into one package 😍 So now instead of searching multiple websites for deals that work with everyone’s budget, you can see everything in ONE place already at a discounted price ‼️ On top of that, with Costco Travel you can get: ⭐ Resort credits ⭐ Free breakfast ⭐ Room upgrades Plus Costco will price match you within 30 days of booking 📅 If you want more info about Costco Travel, then comment ‘SAVE’ and I’ll send you a detailed guide 🙂 Don’t forget to follow @joinkudos for more credit card and travel tips! #joinkudos #travelcreditcards #creditcardpoints #creditcardsforbeginners #traveldeals #traveltips #travelhacks #traveltiktok #costco #costcotiktok #costcotravel #pointsandmiles #amex #chase #capitalone

👀Did you know AMEX resets the airline fee credit January 1st every year? & u can use it towards flights? Now that it's 2025, if you have the shiny silver card dont forget to choose your airline before 31st January! Although last year I called them up mid year & luckily a representative helped change my preferred airline, I wouldnt risk it this year!😅 What's your preferred airline? Comment ‘UNITED’ & I’ll send you a link on how I used the credit towards United flights #joinkudos #flightdeals #traveldeals #flighttips #traveltips #europeforcheap #travelcreditcards #creditcardpoints #creditcardsforbeginners #creditcards #traveltiktok #travel #united #CapCut

Comment ‘⬆️’ if you want more ways to improve your credit score 👀 Bringing your credit score up can be a challenge and also take a longgg time But here are 3 ways that can easily boost your credit score within as little as a few months: 1️⃣ Reduce your credit utilization - The golden number is 30% or lower. You can either ⬇️ reduce the amount of debt you owe OR ⬆️ ask your cc company to increase your credit limit 2️⃣ Become an authorized user - If you know someone with a good credit score & history, then you can try and see if they’ll add you to the acct 🤝🏻 3️⃣ Set up auto pay - A 30 day late payment can drop your score by 100 points 🤯 So to make sure that never happens you can set up auto pay Just make sure that you have enough in your bank account on the payment date so you don’t overdraft ‼️ If you’ve already tried these methods or need some other ideas, then comment ⬆️ and I’ll share other proven methods to boost your credit score 😌 Don’t forget to follow @joinkudos for more credit card tips! #joinkudos #travelcreditcards #creditcardpoints #creditcardsforbeginners #creditcards #pointsandmiles #tipsandtricks #creditcardpoints #amex #chase #capitalone #discover #creditcarddebt #creditscore #creditscoretips