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Your credit score plays a HUGE role in getting the best mortgage rates. Here are 5 easy steps to improve it before you buy your dream home: 1️⃣ Pay Bills On Time 📅 Payment history is 35% of your score! Set reminders or automate payments to never miss a due date. 2️⃣ Lower Your Credit Utilization 📉 Aim to keep your credit card balances below 30% of your limit. Paying off debt can give your score a quick boost. 3️⃣ Don’t Open New Credit Accounts 🚫 Each new inquiry can lower your score slightly. Focus on maintaining existing accounts. 4️⃣ Check Your Credit Report 🔍 Mistakes happen! Request a free credit report at AnnualCreditReport.com and dispute any errors. 5️⃣ Stay Consistent 💪 Building good credit takes time. Keep your accounts in good standing, and you’ll see improvements! 📌 Pro Tip: Start working on your credit at least 6 months before applying for a mortgage. Small changes = BIG results! Tag someone who’s planning to buy a home soon! 🏠💖 The Best to Do It 👇 Johnna Johnson Team Johnna Johnson, Realtor®️ (281) 603-9620 Johnna@johnnajohnsonproperties.com Kenneth Boyd, Realtor®️ (281) 621-3910 Kenneth@johnnajohnsonproperties.com Adriana Portillo, Realtor®️ (361) 420-7816 Adriana@johnnajohnsonproperties.com #123sold #DealsNoHeels #ExpectMore #luxuryrealestate #luxuryhomes #firsttimehomebuyer #johnnajohnsonteam #besttodoit #goat #Platiumn #LuxuryAgent #truthnolies #TopListingAgent #HoustonRealtor #FresnoRealtor #MissouriCityRealtor #PearlandRealtor #ManvelRealtor #RosharonRealtor #DowntownHoustonRealtor #itisthescience #realtor #realtorlife #topproducer #redwhiteblue #johnnajohnson
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Your credit score plays a HUGE role in getting the best mortgage rates. Here are 5 easy steps to improve it before you buy your dream home: 1️⃣ Pay Bills On Time 📅 Payment history is 35% of your score! Set reminders or automate payments to never miss a due date. 2️⃣ Lower Your Credit Utilization 📉 Aim to keep your credit card balances below 30% of your limit. Paying off debt can give your score a quick boost. 3️⃣ Don’t Open New Credit Accounts 🚫 Each new inquiry can lower your score slightly. Focus on maintaining existing accounts. 4️⃣ Check Your Credit Report 🔍 Mistakes happen! Request a free credit report at AnnualCreditReport.com and dispute any errors. 5️⃣ Stay Consistent 💪 Building good credit takes time. Keep your accounts in good standing, and you’ll see improvements! 📌 Pro Tip: Start working on your credit at least 6 months before applying for a mortgage. Small changes = BIG results! Tag someone who’s planning to buy a home soon! 🏠💖 The Best to Do It 👇 Johnna Johnson Team Johnna Johnson, Realtor®️ (281) 603-9620 [email protected] Kenneth Boyd, Realtor®️ (281) 621-3910 [email protected] Adriana Portillo, Realtor®️ (361) 420-7816 [email protected] #123sold #DealsNoHeels #ExpectMore #luxuryrealestate #luxuryhomes #firsttimehomebuyer #johnnajohnsonteam #besttodoit #goat #Platiumn #LuxuryAgent #truthnolies #TopListingAgent #HoustonRealtor #FresnoRealtor #MissouriCityRealtor #PearlandRealtor #ManvelRealtor #RosharonRealtor #DowntownHoustonRealtor #itisthescience #realtor #realtorlife #topproducer #redwhiteblue #johnnajohnson

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