Kyra

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#PassiveIncomeInvesting focuses on generating income with minimal effort. It includes strategies like real estate, dividend stocks, and crowdfunding, enabling financial growth and increased wealth through smart, sustainable investments.
I’m newer to dividend investing so let me know what you think… My goal is to increase my monthly cash flow. I’ve had some cash set aside, so I chose to max out Amy and I’s Roth IRA’s from 2024 and 2025. In the Roth, I bought SCHD. I’m expecting to hold this for 50+ years. Even though the yield is like 3% today, it’s going to be much higher in the future as the cost goes up. For higher levels of short term cashflow, I bought SPYI, JEPI, and QQQI. These are in my taxable brokerage and will be taxed. My goal is to balance high cashflow without getting hit by a big tax bill. These dividend ETFs will provide a boost in my monthly passive income numbers. - Michael Not financial advice just sharing my moves. #passiveincome #passiveincomeinvesting #passiveincomestream #wealthbuilding #personalfinance #financialfreedom #dividends #dividendincome
📈 How I’d invest my first $10,000. If I’m a beginner, I’d keep it simple and safe by going with tried and true methods. Maxing out my Roth IRA is a good idea for most folks, and it’ll be tax free in the future. In my Roth IRA, I’d invest into VOO, SPY, or some SCHD. I’d continue to max out the Roth IRA annually. After that, I want to accelerate my earning power today. Investing for retirement is great, but I want to increase my income and earn my financial freedom. Learn in demand skills that you can offer to businesses that need help. Work on mastering aspects of marketing or implement AI or chatbots for small businesses. If you have a marketable skill, people will pay you! This is how I’d invest my first $10,000. What do you think? - Michael Not financial advice. I’m just some random dude on the internet. #passiveincome #passiveincomeinvesting #passiveincomestream #wealthbuilding #personalfinance #financialfreedom #investing #rothira
🫣 Maybe I went overboard in 2024. I tried just about everything in 2024, and I gained a ton of experience. The more deals I did, the more I valued keeping control of my money. This year, I’m looking to fund fewer deals. My focus is on building my business and investing in myself. If a perfect deal rolls around, I’ll be ready. Until then, I’m perfectly happy investing into the market where I have close access to my money. So what do I want to do more of in the future? Probably a mixture of low risk investing for the long term in dividend stocks while also doing some higher risk investing into small businesses as an equity owner. I’m working on becoming more valuable so I have a lot to offer to the small businesses I’m working with. Ask me anything about the investments I’ve done so far! - Michael #passiveincome #passiveincomeinvesting #passiveincomestream #wealthbuilding #personalfinance #financialfreedom #investing
✍️ How I’ll hit $10K/month this year in passive income. The answer to passive income is ACTIVE income. By creating real value and serving others, I will be rewarded financially. The money I save from my active pursuits will then be funneled into passive income investments. In 2025, there are a couple places my wife and I are making more active income: — My W2 sales job at Google Cloud — Amy’s W2 sales job — My digital marketing business — Current passive income investments — Anything else that comes from social media By focusing my time on active income, I will have the cash to invest for passive income. To see the actual moves I’m making, follow @micro.investing and comment NEWSLETTER. I will never spam your inbox, and I have nothing to sell. — Michael #passiveincome #passiveincomeinvesting #passiveincomestream #wealthbuilding #personalfinance #financialfreedom #financialindependence #cashflow #2025goals
🏇 Bet on yourself. If you want infinite returns, invest in your skillset. By making myself more valuable, I’m able to create businesses and generate income. Speculative investments have made folks millions, but you only hear from the winners. Most people lose money on the get rich quick schemes that others create. For virtually no risk and infinite returns, bet on yourself. It’s been a mental shift, but I know this is where I should be investing more in the future. Where can you become more valuable? - Michael #passiveincome #passiveincomeinvesting #passiveincomestream #wealthbuilding #personalfinance #financialfreedom #investing
❄️ Dividends are meant to be reinvested… In my monthly passive income post, I will include the amount of dividend income my portfolio is making. However, I will not be actually receiving that amount in my bank account. If there’s a season in life where I need the income, I can just redirect the dividends to pay myself. Until then, I will be funneling it all right back into the dividend machine to purchase more shares. I’m very new to dividend investing, so let me know if you have any favorite stocks. - Michael  Not financial advice. #passiveincome #passiveincomeinvesting #passiveincomestream #wealthbuilding #personalfinance #financialfreedom #investing #dividend #dividends
🏝️ The 3 steps to passive income in 2025 First, it’s easier to make significant active income than passive income Start by increasing your active income at your job or working on a side hustle Then, create a budget to actually keep what you make Saving won’t make you rich, but you need to save to invest And of course third is investing as much as you can Depending on your level of risk, I’d rather you get guaranteed passive income instead of losing your hard earned money Start with dividend etf stocks to get an initial taste of passive income You can’t go wrong increasing your active income  Next week I’ll share some tangible places I’m investing in 2025 - Michael #passiveincome #passiveincomeinvesting #passiveincomestream #wealthbuilding #personalfinance #financialfreedom #investing
🪿 Don’t kill your golden goose! Nurture a golden goose not a nest egg. Feed the engine that can provide lifetime cashflow instead of actually selling your portfolio. When you sell, it’s taxed at capital gains and makes your remaining portfolio smaller. Instead, build up a portfolio of growth dividend stocks in a Roth IRA, rental real estate, or even small business investments. It’s even better if you can create multiple golden geese instead of relying on one. For lifetime passive income, don’t kill your goose. Create a monthly income machine! - Michael #passiveincome #passiveincomeinvesting #passiveincomestream #wealthbuilding #personalfinance #financialfreedom #investing  Not financial advice just sharing my story.

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