Kyra

retirementsavings hashtag performance

#RetirementSavings is a trending TikTok hashtag focusing on financial planning, budgeting techniques, investment strategies, saving tips, wealth management, personal finance education, long-term goals, financial independence, and community discussions for future retirees.
Withdrawing money from 401(k) is in 403b’s at 55. Here’s what you need to know. #401k 403b #401kplan #retirementsavings
Achieving Retirement: The shocking truth about how much money you need at retirement inorder to maintain your standard of living. #retirementincome #retirementgoals #retirementsavings #financialliteracy #retirement #401k #retirementplanning #financialplanning
What to do with your 401k when you retire? #401k #401kplan #retirementsavings #herretirement #womenover60 #womenandretirement
This is the rich people’s secret to wealth! You have to INVEST!! Investing allows your money to work for YOU, and you can eventually reach a point where you can 100% live off the money your investments make. Get your high interest debt OUT OF HERE so you can get even faster results. #budgetingtiktok #budgetingforbeginners #budgeting #howtobudgetandsave #moneymindset #retirementplanning #retirementsavings
News flash for all you ladies with the bulk of your money in cash and CDs. You’re losing money by not investing in low cost index funds. If you want to learn how to be an investher, reach out to me for access to my investing course. #investher #womenwhoinvest #cds #retirementsavings #retirementinvestment #herretirement
Think the only way to save for retirement is a tax deferred 401k? Think again. Consider a Roth 401k. Roth IRA or traditional IRA. #401k #401kplan #roth401k #ira #retirementsavings #herretirement #womenover50 #womenover60
Achieving Retirement: How to Double Your Retirement #retirementincome #retirementgoals #retirementsavings #financialliteracy #retirement #retirementplanning #financialplanning #401k
Replying to @Foster I could list about 5 more logical reasons about how this narrative that “NOBODY should use Whole Life” and “EVERYONE should buy Term & Invest the rest” is a massive scheme to sell more profitable products, but the facts speak for themselves. At best its an opinion.  The objective truth is this: 1.) When compared fairly using the same premium spent on insurance, WL+ Investments beats term at its own stated goal of “making more money”. Hilariously it also produces more DB long-term 2.) There is no “right” answer. Whether or not you should use term or whole life (especially in combination with investments) is entirely dependent on several factors. Far too many to say “everyone should do this”. They are both great strategies… depending on the goal. Financial Security is different for each person.  3.) Any agent or advisor who is selling a blanket strategy that supposedly “works for everyone” is a product pusher. Blanket strategies like this one also violate FINRA guidelines and fiduciary duty The purpose here is to highlight the FACTS: The people who push this narrative compare the two options strategically (and unfairly) using the same death benefit as opposed to the same cost of insurance.   @Chris Naugle @The Money Myth Buster  #FinancialSecurity #SecureYourFuture #Finance ##RetirementSavings #LegacyPlanning #InvestmentStrategy #FinancialFreedom #WealthTransfer
Achieving Retirement: The shocking truth about how much money you need at retirement inorder to maintain your standard of living.  #retirementincome #retirementgoals #retirementsavings #retirement #financialliteracy #retirementplanning #financialplanning
Replying to @vikingfinancialgroup  Retirement Planning: Focus on planning for projected retirement income, not expenses… Why? Traditional retirement savings don’t account for net spendable income, they’re basically designed for hopes of higher taxes. Think about it- they push the tax deferred account because what’s more? Dollars taxed on the thousands or dollars taxed on the multiple thousands?  If taxes in retirement shoot up to let’s say 50% 32k is now 16k- as a “401(k) millionaire”  Be logical, retire smart.  #retirementincome #retirementgoals #retirementsavings #financialliteracy #retirement #retirementplanning #financialplanning #401k
The phrase “Buy Term and Invest the Difference” is often presented as a simple and foolproof financial strategy for everyone… sounds great, right? Unfortunately the reality is far more complicated. Over 97% (its actually 99%) of term life policies never pay out, mostly because people either cancel or outlive the policy. Unlike other types of life insurance, term policies don’t build cash value, which means every dollar you’ve paid in premiums is gone once the policy ends. What they don’t tell you is that the same people pushing this narrative often sell the most expensive term policies on the market—how ironic. Because insurance companies almost never have to pay out on terms, they also produce the highest commission in the industry. The vast majority of the time, this strategy isn’t about what’s best for you; it’s about maximizing the advisors AUM and bottom line. If you’re looking to explore smarter options or replace an existing strategy with one that offers real security and long-term value, schedule a consultation with an RFG Advisor or tune in for more educational content to use on your own.  #RetirementPlanning #FinancialSecurity #Finance #SecureYourFuture #RetirementSavings #LegacyPlanning #
Replying to @mimiles609 hmmm.  The New Retirement Reality: Work, Retire, Repeat.  This is blamed on policy makers who experimented with the 401k system 40 years ago, which was meant to provide financial literacy and allow Americans to save on their own. However, one in five people over 65 are still working due to insufficient savings.  An income annuity as a solution to provide a steady, guaranteed income in retirement, which is more than the traditional 4% rule.  #retirementincome #retirementsavings #retirementgoals #financialliteracy #retirement #401k #retirementplanning #financialplanning
Replying to @bombtrash Roth means post tax money. Traditional means pretax money. IRA and 401k are different retirement accounts and either could be Roth or Traditional 👍🏼 #personalfinance #moneytok #rothvstraditional #retirementsavings
Work Retire Repeat Syndrome: What has failed so bad that it’s stopping people from being able to fully retire?  #retirementincome #retirementgoals #retirementsavings #retirement #financialliteracy #taxfreeretirement #retirementplanning #financialplanning #401k
Annuities: A Misunderstood Retirement Tool for Financial Security.  #retirementincome #retirementgoals #retirementsavings #retirement #financialliteracy #401k #retirementplanning #financialplanning
Replying to @jeffreymee26 if an IUL policy doesn’t look like this, odds are the person on the other end is trying to pull a fast one. This is the only way an IUL should be structured for be your own bank purposes and tax-free retirement income. Hope this helps, if anyone wants to see if an IUL would fit their financial goals- pick a time on the calendar for a free strategy call 🫡  #retirementincome #retirementgoals #retirementsavings #retirement #retirement #financialliteracy #financialplanning #beyourownbank #IUL #iulpolicy #realestateinvesting
Navigating the Retirement Landscape: Protecting Your Nest Egg from Market Volatility and any major crisis including housing market and financial markets.  #retirementincome #retirementgoals #retirementsavings #financialliteracy #retirement #401k #retirementplanning #financialplanning
Replying to @darrepann2t OR they can be smart and plan for retirement for projected net spendable income and never ever have to worry about going broke during retirement and or even enjoy retirement and never have to go back to work.  Retirement planning is all about starting and staying with it- excuses… everyone has one.  This method is not for everyone, but it’s a powerful method once you understand how it all works.  #retirementincome #taxfreeretirement #retirementsavings #retirementgoals #financialliteracy #401k #IUL #retirementplanning #financialplanning
There’s one way to grab your attention to show you how you can use the IUL to use for real estate flips and tax-free retirement income. This is #howtobeyourownbankwithlifeinsurance and how to create a #taxfreeretirement .  #retirementincome #realestateinvesting #retirementgoals #retirementsavings #IUL #retirement
So TikTok is back up and running: so here’s a strategy to use to create a tax-free retirement income that acts like a pension because it’s with you for life. #retirementincome #retirementgoals #retirementsavings #retirement #taxfreeretirement #financialliteracy #retirementplanning #financialplanning
Replying to @startearlyretireearly when you assume something is bad, for everyone it really shows the lack of understanding for situations. For being so financially literate, this comment is pretty outlandish. The case for annuities when it comes to retirement planning is strategic, it’s about timing, and understanding.  You’re not rolling your entire portfolio into an annuity- but again the financially literate person said what if he wants to use his retirement savings to buy a car….. 👌 riggght.  #retirementincome #retirementgoals #retirementsavings #financialliteracy #retirement #401k #retirementplanning #annuity #financialplanning @Dustin Wylie

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