Taylor Sohns

I’m not a big ‘DON’T TRUST THE GOVERNMENT’ person. Buttttttttttt, I am a, ‘LET’S USE THE MOST ACCURATE DATA’ person. I’m not sure The Fed being dependent on the Nonfarm Payroll data, whose response rate is ONLY 40%, is the right decision. I tend to think when you call households, they give you THE TRUTH about whether they have a job- AND THEY RESPOND AT 2x THE RATE. Is the reality that The Fed actually agrees with that, is looking at the HOUSEHOLD SURVEY, and isn’t letting us in on their little secret? Otherwise, what’s the justification for cutting rates with asset prices at ALL TIME HIGHS, “unemployment at historic lows”, and INFLATION RISING?!? Let me know your thoughts. #politics #thefed #federalreserve #jeromepowell #unemployment #jobs #labor #finance #stocks #stockmarket #economics #economy #cfp

Barron’s’ analysis of Trump’s Tax Policy. Like all Presidential Campaign promises, not ALL are likely to come to fruition. Here’s Barron’s analysis of what will, and will NOT, actually come to fruition with Trump’s tax proposals. ONE POINT I WANT TO BE VERY CLEAR… The Top 1% Earners, that will benefit most from this, will still pay a MUCH higher tax rate than lower income earners. This will create a more level tax system. That’s how a PROGRESSIVE TAX SYSTEM WORKS. Let me know your thoughts. #tax #taxes #taxrates #trump #politics #finance #personalfinance #cfp #cpa #accountant #economics

NO ONE SHOULD OWN MUTUAL FUNDS- this would NOT be a completely fair statement. But a very fair statement- most investments made with a mutual fund would be better served with the ETF vehicle. 2 BIGGEST REASONS: FEES: broadly speaking, mutual funds have HIGHER FEEs. TAXES: due to something called ‘in kind creation’, ETFs generally are much more tax efficient. BUTTTTTTT… SOOOOOOOO MANY FINANCIAL ADVISORS continue to buy their clients Mutual Funds instead of ETFs… The question you need to ask your FINANCIAL ADVISOR, who’s benefitting from this investment choice?! Disclosure: there are limited exceptions to what was stated in this video. #wallstreet #finance #personalfinance #wallstreet #mutualfund #etf #fees #economics #cfp #cima #financialadvisor #financialadvisors

As a real estate guy, Trump is known as a PRO DEBT person. That said, the moves he’s quickly made have proven that he understands the existential risk of our country’s debt situation. I believe this to be the most important aspect of his economic agenda. As we all know from our personal lives, it’s not easy to cut spending, but when you’re spending 7% more money than you’re bringing in per year, while already having $36 TRILLION in outstanding debt, IT’S CRUCIAL. LOVE OR HATE ELON, he’s an EFFICIENCY GUY- hyper focused on taking out unnecessary costs in EVERY company he runs- now he’s tasked with doing that alongside Vivek Ramasway, who has an ultra impressive resume himself. TOP THAT OFF with the appointment of Scott Bessent, who’s an outspoken budget HAWK (doesn’t like government debt). These appointments prove Trump is taking our dire debt situation very seriously. #trump #elon #elonmusk #debt #governmentdebt #economics #economy #finance #personalfinance #stocks #stockmarket #politics

SO WHY ARE WE CUTTING RATES?!? Those making the argument that we should not be cutting rates, YEA, their argument is getting STRONGER and STRONGER. Inflation- moving in the wrong direction Economy- strong in almost any category you can measure Unemployment- historically low Stocks/Crypto/Real Estate- ALL TIME HIGHS Credit Spreads (nerd talk, but important)- showing financial conditions are loose YET, we have nearly a 90% probability of a cut in 2 weeks. Someone, anyone... Please justify this. PS- I don’t want to hear about this fictitious ‘neutral rate’- even the academics don’t understand that term. #inflation #jobs #labormarket #economics #thefed #federalreserve #interestrates #rates #finance #investing #investor #cfp #cima

We try to provide investing opportunities BEFORE mainstream media begins to cover them. INFRASTRUCTURE is certainly one of those ideas. In late 2023 and early 2024, we began talking about the ridiculous amount of energy that is demanded by AI data centers. We discussed our country’s current infrastructure landscape being incapable of generating enough energy. Leading to… AN INVESTING OPPORTUNITY. If we don’t build out our infrastructure, we will not have all the AI capabilities being promised. Infrastructure Bonds and Stocks are both interesting opportunities. They’ve proven to hedge the risks of bonds (during inflationary times) and the risks of stocks (historically speaking)- that’s the definition of a DIVERSIFIER. Click the link in my bio to chat about access to investments like infrastructure. Disclosure: the risk and performance forecasts in the video are from BlackRock, not a forecast from LifeGoal. Past performance is no guarantee of future returns. #stocks #bonds #ai #datacenters #meta #yield #income #finance #investing #economics

Credit Spreads have historically been a GREAT leading economic indicator. Many of the other leading economic indicators have been showing false signs of an incoming recession- CREDIT SPREADS HAVE NOT. For context, the STOCK MARKET is also a leading economic indicator- but its warning signals almost always come after that of credit spreads widening. BUTTTTT, they are a double edged sword. One on side, they give you warm and fuzzies about the direction of the economy. On the other, they tell you, YOU AREN’T GETTING PAID MUCH FOR PUBLIC MARKET RISK. Right now credit spreads are the lowest they’ve been since the 1990s- you got the WARM AND FUZZIES, right?! With that, the LifeGoal team is uncovering value in PRIVATE MARKETS that may offer better value. LINK IN BIO TO DISCUSS THOSE OPPORUNITIES. #stocks #stockmarket #bonds #creditspreads #cfp #cima #finance #investing #investor #wallstreet #economy #recession

Apple Stock has been the DARLING investment over the past couple decades… But there’s an old saying, ‘Trees don’t grow to the sun’- and apples growth has stalled… And in fact, overall sales/revenue growth have gone negative… Has Apple’s stock gone down?! NOPE. 75% higher since sales growth went negative. WHY?! It’s hard to explain outside of passive/index investing. With Apple being the largest constituent of the S&P 500 and the NASDAQ index, investors buying those indexes buy more Apple than any other company- pushing the price higher. Does it make sense?! Warren Buffett doesn’t think so. What do you think?! Let me know. #apple #aapl #applestock #techstocks #nasdaq #spy #sp500 #passiveinvesting #indexinvesting #stocks #stockmarket #investing #investor #finance

Warren Buffett’s theory, you want to be buying stocks when no one else wants to touch them. When it’s scary to buy, typically, that’s when you’ll experience the best long term returns. Trick is, NO ONE, including Buffett, tells you when that time is. Except for me. I explicitly said, it’s time to begin opportunistically buying 2 weeks before the market bottomed in 2022- and YES, the market outlook by most pundits was very BLEAK at that time. Right now, we’re on the other side of that coin. EVERYONE wants to own stocks, and no one cares about risk. I wish I was as excited about stocks now as I was in the fall of 2022, but the reality is, stocks just aren’t nearly as attractive here, as they were there. To be clear, I still own stocks, but the stocks I own are more conservative and the overall percentage of my portfolio is lower. Share this and hit the follow if this would have been helpful information back in 2022. #stocks #stockmarket #warrenbuffett #buffett #sp500 #finance #investing #investor #nasdaq #cfp #wallstreet

What to expect out of the S&P 500 in 2025. 25% years don’t come back to back very often- as investors we should all celebrate that this year over the holidays! In fact, it’s only happened 3 times in history. The experience after each of the prior 3 experiences, is a bit of a crapshoot. 1x killer returns (1999) 1x modestly positive returns (1956) 1x brutally negative returns (1937) Broad takeaway when looking at the 5 year period following the blockbuster returns, it’s not great. Don’t get greedy heading into 2025 and chase returns- stay disciplined (or get disciplined) and DIVERSIFY #stocks #stockmarket #sp500 #finance #investing #investor #invest #economics #history #cfp #wallstreet

We’re INCREDIBLY THANKFUL and humbled by the success y’all have helped us achieve in 2024. We say that in the most sincere tone we can. Merry Christmas, Happy Hanukkah, Happy Holidays to you and yours. Enjoy the special time with family and friends. We’ll get back after it in 2025- bigger and better! #thankful #thankyou #finance #honesty #integrity #fiduciary #cfp #teamwork

More Student Debt Forgiveness. One of the most hotly debated Biden agendas has been student loan forgiveness-and he's jamming another round through right before his exit. Call me 'old school', but in general I'm not a fan of 'free rides.' If you take on debt, that's an investment in yourself, you have to pay it back. This also compounds the other MAJOR issue of increasing our public debt. One very small sleeve where I may be sympathetic, TEACHERS. These are the folks we trust to educate our kids for 8 hours a day. We require them to get Master's Degrees, and then we pay them very little. Maybe I'm just being soft as someone who's mother was an educator... Interested to hear your thoughts. #teacher #educator #studentdebt #biden #studentdebtforgiveness #responsibility #finance #economics

Tariffs- very few economists argue tariffs are good for an economy. Typically they result in a tit-for-tat battle of countries responding with retaliatory tariffs. Tariffs are the opposite of a free market policy. Free market policy result in goods being produced in the most efficient location. When that doesn’t not happen the free flow of goods slows and PRICES GO HIGHER. One note: the wages shown are simple averages- admittedly, that’s not the best way to look measure wages, because outliers throw off the number (they inflate it). I used average here, because I was struggling to find the appropriate measurement, MEDIAN, for each country. That said, the data is certainly very directional. Let me know your thoughts on tariffs: Whether they’ll actually be used. & Whether they’ll be effective. #tariffs #trump #economics #finance #investing #investor #stocks #stockmarket #cfp #politics #policy

Small Modular Reactors (SMRs) may be the lynchpin to AI’s success. As investors, we always need to be looking for the next emerging theme- SMRs may be just that. The largest need for AI to continue its proliferation is FURTHER BUILDOUT OF ENERGY. Addressing the central need for AI, is a massive addressable market- hence the excitement around SMRs. CLICK THE LINK IN MY BIO, If you’d like to chat about SMRs and other investable ways to play the energy buildout. Disclosure: Average Yield to Maturity (YTM) mentioned in video represents the weighted average yield to maturity of the infrastructure debt index’s direct debt investments. #alternatives #stocks #ai #energy #investing #investment #finance #cfp #income #rates #stockmarket #bonds #diversify